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45 Pinnacle Pointe, Savannah, TN, 38372

4beds
4baths
3,576sqft
$1,395,000
$390price/sqft
$10,794/moest. monthly cost
$431,760/yrincome needed

About This Home

This exquisite waterfront residence on Pickwick Lake boasts 4 BR and 3.5 BA. It features an expansive open concept layout with abundant windows and covered porches offering panoramic lake views. The interior is adorned with hardwood and tile flooring, granite countertops, stainless steel appliances, gas fireplace and vaulted ceilings. The main level includes a primary bedroom with a walk in closet, a spacious BA with double sinks and a tiled shower. The lower level comprises 3 BR, 2 BA, a den, kitchenette and ample storage space. Additional amenities include a private double dock with an upper deck, a 2 car garage and comes beautifully furnished.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
5/10
Hardin County High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Basement
  • Roof: Comp. shingles
  • Construction materials: Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom

  • Level: Main

Bedroom

  • Level: Lower

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Granite Counters
  • Flooring: Hardwood,Tile

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,576
  • Total interior livable area: 3,576 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Property

Details

  • Parcel number: 137O K 01000

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size dimensions: 59 x 131 x 110 x 131

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Strong Wind
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance $1,412$16,944
Property Taxes $2,039$24,468
Electricity $290$3,486
Total$10,794$129,528

Income You'd Need if You Spent...

35% on housing$370,080/yr
40% on housing$323,820/yr
45% on housing$287,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 38372$182
Hardin County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 38372
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$1,395,000
2026-04-15Listing removed$1,395,000
2026-02-27Price change$1,395,000
2025-06-30Listed for sale$1,440,000
2011-07-01Sold$300,000

For Sale by Agent

AgentJustin Johnson
BrokerageJustin Johnson Realty

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