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127 Maxwell St, Cookeville, TN, 38506

2beds
2baths
1,576sqft
$319,999
$203price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

All-brick 2 bed, 2 bath condo located at 127 Maxwell Street in the Algood city limits. This single-level home offers a comfortable and functional layout with new flooring, along with a natural gas fireplace connection. Major updates include a new furnace and AC installed in 2021. The covered back deck, redone in 2018, overlooks a large, fully fenced backyard—perfect for relaxing or entertaining. Additional highlights include a 2-car garage, extra paved parking, and a large storage shed for added convenience. Situated in a quiet neighborhood with beautiful surroundings. Shown by appointment only.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Algood Elementary SchoolGrades PK-40.8 mi
7/10
Algood Middle SchoolGrades PK,5-80.9 mi
8/10
Cookeville High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Gas Water Heater
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Property

Details

  • Parcel number: 041C G 002.08

Features

  • Levels: One
  • Patio & porch: Porch,Covered,Deck

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 63.99 x 187 IRR

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance $156$1,872
Property Taxes $127$1,524
Electricity $175$2,103
Total$2,076$24,912

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$184
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$319,999
2026-04-07Listed for sale$324,999
2014-05-30Sold$143,000

For Sale by Agent

AgentCasey Ferrell
BrokerageKeller Williams Realty DBA Cookeville RE Company

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