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129 Maxwell St, Cookeville, TN, 38506

2beds
2baths
1,576sqft
$319,900
$203price/sqft
$2,075/moest. monthly cost
$83,000/yrincome needed

About This Home

All-brick 2 bed, 2 bath townhouse in Midtown Place Re-Sub I, located in Algood city limits. This single-level home features hardwood and tile flooring, and is situated in a quiet neighborhood. The sellers have completed numerous high-quality upgrades, including new flooring and paint throughout, updated kitchen with new stainless appliances and sink, new bathrooms fixtures, whole-home water filtration, a natural gas fireplace connection (city-inspected), and beautiful landscaping. The backyard has been expanded with an additional lot purchase, fully fenced, and enhanced with a large permitted 360 sq. ft. covered deck (with screened porch and outdoor kitchen), fire pit, garden, and more. New washer/dryer included. Shown by appointment only.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
Algood Elementary SchoolGrades PK-40.8 mi
7/10
Algood Middle SchoolGrades PK,5-80.9 mi
8/10
Cookeville High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • New Floor Covering,New Paint,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: One,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Electric,Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 2.07
  • Zoning: R

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Stoop
  • Exterior features: Other,Garden
  • Fencing: Wood

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared,Trees,Orchard(s)
  • Lot size dimensions: 40 x 189 x 80 x 99 x 40 x 97

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance $156$1,872
Property Taxes $127$1,524
Electricity $175$2,103
Total$2,075$24,900

Income You'd Need if You Spent...

35% on housing$71,142/yr
40% on housing$62,250/yr
45% on housing$55,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$184
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$325,000
2026-03-08Listed for sale$329,900
2021-02-09Sold$189,500
2020-12-29Listed for sale$210,000
2016-05-09Sold$123,000
2014-02-11Sold$118,000
2013-08-28Sold$118,000

For Sale by Agent

AgentVictoria Carmack
Brokerage1 Source Realty Pros Crossville

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