446 Bailey Dr, Louisa, VA, 23093
About This Home
Nestled in the serene Sunning Hills subdivision, this charming cottage-style home offers a perfect blend of comfort and outdoor adventure. Built in 1992 and meticulously maintained, this residence boasts 1,568 square feet of inviting living space, featuring two spacious bedrooms and two full bathrooms. The warm ambiance is enhanced by a cozy wood-burning fireplace, perfect for those chilly evenings spent indoors. As you step outside, you’ll be captivated by the expansive 1.2-acre lot, which is beautifully bulkheaded and offers a sense of seclusion surrounded by lush trees and wooded areas. The property is situated at the end of a peaceful cul-de-sac, providing a tranquil retreat from the hustle and bustle of everyday life. The front yard is a delightful space, ideal for gardening or simply enjoying the natural beauty that surrounds you. One of the standout features of this home is its impressive 300 feet of waterfront along the picturesque Lake Anna. Imagine waking up to stunning views of the water and trees, with the gentle sounds of nature as your backdrop. The private dock site is perfect for boating enthusiasts, equipped with an electric hoist/lift, allowing for easy access to your watercraft. Whether you enjoy fishing, kayaking, or simply soaking up the sun, this property offers endless opportunities for outdoor recreation. For those who appreciate additional storage or workspace, the property includes a boat house and outbuildings, providing ample room for all your gear and hobbies. The attached garage, with space for four vehicles, ensures convenience and security for your vehicles and equipment. With water access features that include swimming, waterskiing, and public access, this home is a true haven for water lovers. The combination of a peaceful setting, stunning views, and ample outdoor activities makes this property a rare find. This delightful cottage is not just a house; it’s a place where memories are made, and adventures begin. Experience the perfect blend of comfort and nature in this inviting home, where every day feels like a getaway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1992
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
- Laundry features: Has Laundry,Lower Level
Basement
- Area: 1568
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Number of fireplaces: 1
- Fireplace features: Flue for Stove,Free Standing,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,568
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Heat Pump,Electric
Interior Area
- Total structure area: 3,136
- Total interior livable area: 1,568 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 15B 1 53
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Exterior features: Boat Storage
- Fencing: Board,Wire
- Has view: Yes
- View description: Lake,Trees/Woods,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Private Dock Site,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Waterski/Wakeboard,Swimming Allowed,Public Access,Lake
- Waterbody name: Lake Anna
- Frontage length: Water Frontage Ft: 300
Lot
- Lot size: 1.20 Acres
- Features: Bulkheaded,Cul-De-Sac,Fishing Available,Front Yard,Secluded,Wooded
Parking
- Total spaces: 4
- Parking features: Garage Faces Front,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Drought
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $573 | $6,876 |
| Electricity | $202 | $2,433 |
| Total | $5,922 | $71,064 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $625,000 |
| 2026-08-13 | Price change | $625,000 |
| 2026-07-25 | Listed for sale | $950,000 |
| 2014-09-23 | Sold | $297,000 |
| 2014-08-16 | Pending sale | $315,000 |
| 2014-07-11 | Price change | $315,000 |
| 2014-05-07 | Listed for sale | $325,000 |
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