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15427 Hopeful Church Rd, Bumpass, VA, 23024

2beds
1baths
884sqft
$265,000
$300price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

CALLING ALL INVESTORS! Solid investment opportunity awaits on this private 1.5-acre wooded lot! This Ranch-style home offers 2 bedrooms, 1 full bath, and a layout full of potential. Recent improvements include a roof replacement in 2022, HVAC 2022, newer vinyl plank flooring, stainless steel appliances, and a 2025 all-in-one washer/dryer combo. Home needs updates but has been lived in and fully functional for the owner. Inside, you'll find a spacious primary bedroom featuring three closets, a bright sunroom overlooking the peaceful backyard, and an open kitchen ready for your personal touches and updates. Surrounded by mature trees and offering plenty of privacy, this property provides a rare chance to enjoy acreage while creating a space that reflects your own style and vision. Located just 10 minutes from Montpelier and 25 minutes from Short Pump. This is an exceptional value for buyers seeking land, privacy, and the opportunity to build equity through future improvements. Whether you're looking for a primary residence, investment opportunity, or weekend retreat, this property is ready for its next chapter.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
Jouett Elementary SchoolGrades PK-56.5 mi
7/10
6/10
Louisa County High SchoolGrades 9-1215.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1979

Materials

  • Roof: Composition,Shingle
  • Construction materials: Drywall,HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooking,Electric Water Heater,Oven,Refrigerator,Smooth Cooktop,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters,Main Level Primary
  • Door features: Sliding Doors
  • Flooring: Laminate,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 884

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 884 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 9983B
  • Zoning description: A2
  • Exclusions: Shed

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck,Out Building(s),Unpaved Driveway
  • Fencing: None

Lot

  • Lot size: 1.50 Acres
  • Features: Wooded

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hurricane
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$107$1,284
Property Taxes $161$1,932
Electricity $202$2,433
Total$1,809$21,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 23024$270
Louisa County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 23024
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$265,000
2025-04-20Listing removed$125,000
2024-04-11Sold$241,000
2024-03-12Pending sale$245,000
2024-03-09Listed for sale$245,000
2022-04-29Sold$110,000
2022-04-22Pending sale$125,000
2022-04-20Listed for sale$125,000
2022-04-20Pending sale$125,000

For Sale by Agent

AgentJane Lennon
BrokerageProvidence Hill Real Estate

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