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191 Oakwood Dr, Mineral, VA, 23117

3beds
2baths
1,776sqft
$599,950
$338price/sqft
$3,848/moest. monthly cost
$153,920/yrincome needed

About This Home

Would You Like To Experience The Lifestyle Of Lake Anna? Here Is Your Chance! From The Time You Drive Through The Elegant Stone Columns Of This Home..You Know This Is A Special Property. 191 Oakwood Drive Offers Both Interior And Exterior Living Areas. The Lush Landscaping Includes Amazing And Well Appointed Hardscaped Living And Entertaining Areas. As You Ascend The Lighted And Terraced Stone Steps You Enter The Stone Patio Area With A Two-Sided Fireplace, Curved Seating Surrounds The Patio Making It Perfect For All Seasons Entertaining. There Is Also A Separate Patio Area With Pergola And A Firepit. The Front Of The Home Includes A Deck That Flows Across The Front Of The Home And Features Decorative Metal Railing. As You Enter The Foyer You Are Met With Soaring Ceilings That Are Featured Throughout The Home. The Updated Kitchen Features Granite Counter Tops With Decorative Tile Backsplash. Stainless Appliances Convey And Include A Wine Fridge, Dishwasher, Double Sink, Smooth Top Range, Microwave, Dishwasher, Under Cabinet Lighting And A Huge Granite Peninsula. Dining Area Offers Wood Flooring, Decorative Stone Accent Wall And Fireplace. The Primary Bedroom Offers Wood Flooring, Two Large Double Closets, Full Ensuite With Garden Tub And Separate Shower And Window Overlooking The Rear Patio. Two Additional Bedrooms Offer Wood Flooring, Ceiling Fans And Ample Closet Space. Step Down Into A Large And Comfortable Family Room. Family Room Features Multiple Sliding Doors That Enter The Deck-Patio Area For Ease In Entertaining. The Home Boasts An All Season Sunroom That Features A Ceiling Fan, Wall Mounted TV And Climate Controlled With A Mini-Split. You Will Also Find A Large Detached Shed, A Huge RV/Boat House, French Drains, Lighted Walkways, Security System, Retractable Awning, Attached Garage, 30 Year Dimensional Shingled Roof , Skylite And Heat Pump With Backup Gas Heat Replaced In 2024. Vinyl-Stone Exterior. Deeded Boat Slip With Upgraded Shoremaster Boat Lift. Highly Desirable Area Of Lake.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
6/10
Louisa County High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Cooking,Electric Water Heater,Microwave,Refrigerator,Smooth Cooktop,Wine Cooler,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Bedroom on Main Level,Ceiling Fan(s),Cathedral Ceiling(s),Eat-in Kitchen,Fireplace,Granite Counters,Garden Tub/Roman Tub,High Ceilings,Main Level Primary,Pantry,Skylights,Track Lighting
  • Door features: Insulated Doors,Sliding Doors
  • Window features: Skylight(s),Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,776

Florida Room

  • Level: First

Foyer

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane,Multi-Fuel,Other
  • Cooling features: Central Air,Electric,Other

Interior Area

  • Total interior livable area: 1,776 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 29A1136
  • Zoning description: R2

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Glass Enclosed,Patio,Deck,Porch
  • Exterior features: Awning(s),Boat Lift,Deck,Lighting,Porch,Storage,Shed,Unpaved Driveway
  • Fencing: None
  • Waterfront features: Lake,Navigable Water,Water Access,Walk to Water,Boat Ramp/Lift Access
  • Waterbody name: Lake Anna
  • Topography of land: Sloping

Lot

  • Lot size: 0.92 Acres
  • Features: Landscaped,Sloped,Wooded,Cul-De-Sac

Parking

  • Total spaces: 1.5
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Off Street,Oversized,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$252$3,024
Property Taxes $361$4,332
Electricity $202$2,433
Total$3,848$46,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,931/yr
40% on housing$115,440/yr
45% on housing$102,613/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 23117$259
Louisa County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 23117
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$599,950
2026-08-01Listed for sale$599,950
2010-10-20Sold$275,000
2010-07-22Listed for sale$298,800
2010-06-03Listing removed$326,600
2010-04-02Listed for sale$326,600

For Sale by Agent

AgentWanda Garrett
BrokerageHometown Realty

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