




34 Windwood Coves Blvd, Mineral, VA, 23117
About This Home
Don't miss this incredible opportunity to own this home in Windwood Coves at Lake Anna, situated within a gated community with High Speed Fiber Internet! This fully furnished lake-access chalet-style retreat offers over 3,000 square feet of living space, and includes your very own assigned boat slip (#1) in the main common area and is located in the most coveted subdivision at Lake Anna. Situated on a private 1.23 acre lot, this spacious 2.5 level home features 4 bedrooms, 3 full bathrooms, and a versatile loft area, making it ideal as a full-time residence, vacation getaway, or short-term rental investment. The main level showcases a warm and inviting family room with tile flooring, painted wood beams, a pellet stove, and three sliding glass doors that bring in abundant natural light and provide easy access to the expansive outdoor living spaces. This level also offers a spacious dining area, a beautifully updated kitchen, a full bathroom, a dry bar, and a flexible room that can serve as a home office or fourth bedroom. The stunning kitchen was completely renovated and features a massive center island, granite countertops, stainless steel appliances, a 5-burner gas cooktop, wall oven, tile backsplash, and a convenient pot filler. Upstairs, you'll find a second family room with soaring ceilings, skylights, and a beautiful stone wood-burning fireplace with hearth and mantle, creating the perfect gathering space after a day on the lake. The upper level also includes the primary suite, complete with luxury vinyl plank flooring, two closets, and a private bath featuring tile flooring, a walk-in tile shower with dual niches and a built-in bench. Two additional bedrooms and another full bathroom complete this level. The loft area provides additional flexible living space and is perfect for a reading nook, play area, or cozy lounge. Outdoor living is equally impressive with a huge full-length composite wraparound deck, a concrete patio, fire pit area, and a storage shed that conveys. Extensive updates provide peace of mind, including a new HVAC system (2025), new siding and composite decking (2023), a completely renovated main level and kitchen (2021), new roof (2019), relocated driveway entrance within the community gate (2018), new well pump (2016), all new PEX plumbing lines, and updated flooring throughout. The washer and dryer also convey. Enjoy the ultimate Lake Anna lifestyle with boating, fishing, swimming, and waterfront dining just moments away from your assigned boat slip. Beyond its natural beauty, the community offers a range of amenities to enhance your lifestyle, including spending your days boating, fishing, or simply soaking up the sun on the shores of the lake. Nestled in the sought after Windwood Coves Subdivision, a gated community on the lake with multiple common areas. Great mid-lake location just minutes to groceries, dining, Lake Anna Taphouse and more! Explore hours of fun at common area where you can launch your boat and enjoy the large sandy beach, picnic pavilion, playground, pickleball and tennis court. Golf Cart friendly community! Move right in and start making memories, this exceptional Lake Anna retreat comes fully furnished and ready to enjoy!
Getting Around
Schools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 2021
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,A-Frame,Loft,Chalet,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Cooktop,Dishwasher,Dryer,Oven,Range Hood,Stainless Steel Appliance(s),Washer,Water Conditioner - Owned,Water Treat System,Electric Water Heater
- Laundry features: Hookup,Dryer In Unit,Washer In Unit
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Bathroom - Walk-In Shower,Bathroom - Tub Shower,Breakfast Area,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Family Room Off Kitchen,Exposed Beams,Open Floorplan,Kitchen Island,Pantry,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s),Beamed Ceilings,Dry Wall,Vaulted Ceiling(s),Wood Ceilings
- Door features: Insulated,Sliding Glass
- Window features: Insulated Windows
- Flooring: Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Stone,Mantel(s)
- Fireplace: Yes
- Finished area above ground: 3,068
Heating & Cooling
- Heating features: Heat Pump,Electric,Wood
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,068
- Total interior livable area: 3,068 sqft
Loft
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 18A 1 1
- Zoning: R2
- Special condition: Standard
- Exclusions: Rocking Chairs Do Not Convey
Features
- Levels: Two and One Half
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Wrap Around,Patio
- Exterior features: Lighting
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Lake,Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Public Access,Beach Access,Sail,Seaplane Permitted,Swimming Allowed,Waterski/Wakeboard
- Waterbody name: Lake Anna
Lot
- Lot size: 1.23 Acres
- Features: Private
Parking
- Total spaces: 8
- Parking features: Gravel,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $227 | $2,724 |
| Property Taxes | $325 | $3,900 |
| Electricity | $295 | $3,546 |
| Total | $3,577 | $42,924 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-03 | Listed for sale | $540,000 |
| 2016-05-02 | Sold | $182,000 |
| 2015-10-31 | Price change | $200,000 |
| 2015-10-09 | Listed for sale | $208,500 |
| 2014-07-21 | Sold | $154,900 |
| 2013-12-05 | Sold | $107,973 |
| 2012-01-08 | Listing removed | $169,900 |
| 2011-12-18 | Price change | $169,900 |
| 2011-10-02 | Price change | $189,900 |
| 2011-09-02 | Price change | $200,000 |
| 2011-05-20 | Price change | $264,900 |
| 2011-01-08 | Listed for sale | $277,900 |
