120 Vernon St, Algoma, WI, 54201
About This Home
Just a stone's throw from Lake Michigan in the heart of Algoma, this well-maintained 3BR ranch offers a spacious floor plan w/ beautiful hardwood floors, a cozy living rm fireplace & an updated eat-in kitchen featuring abundant cabinetry, counter space, snack bar & newer appliances. Both guest BRs offer hardwood floors, while the guest bath includes a walk-in shower. The stunning primary suite, added in 2021, features a vaulted ceiling, heated floors & private bath w/ walk-in shower. Finished lower-level rec rm plus toilet & sink for added convenience. Detached garage, picturesque backyard & lake views. Close to the beach, marina, downtown dining & shopping. Long list of updates! Photo 2 and photo 8 are enhanced.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1950
Type & Style
- Home type: SingleFamily
- Property subType: Inland-Residential
Interior
Bathroom1
- Area: 88
Bathroom2
- Area: 56
Bedroom1
- Area: 186.03
Bedroom2
- Area: 164.7
Bedroom3
- Area: 110.74
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Main Floor Bathroom,Vaulted Ceiling(s),Walk-in Shower
- Window features: Window Coverings
Heating & Cooling
- Heating features: Heat Pump,Hot Water,Natural Gas,Radiant Floor
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,788
- Total interior livable area: 1,788 sqft
Kitchen
- Area: 111.02
Living Room
- Area: 361.88
Property
Details
- Parcel number: 201002000340
- Zoning: R-3
Lot
- Lot size: 10,454 sqft
- Lot size dimensions: 80 x 120
Parking
- Parking features: Garage,Garage Door Opener,Detached,Paved
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Wisconsin Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $128 | $1,536 |
| Property Taxes | $404 | $4,848 |
| Electricity | $171 | $2,054 |
| Total | $2,320 | $27,840 |
Income You'd Need if You Spent...
Wisconsin FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Contingent | $319,900 |
| 2026-07-15 | Listed for sale | $319,900 |
| 2009-05-13 | Sold | $96,000 |
| 2008-06-21 | Sold | $84,900 |
| 2007-09-12 | Sold | $88,000 |
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