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166 Robbie Rd, Bumpass, VA, 23024

3beds
2baths
1,388sqft
$524,900
$378price/sqft
$3,386/moest. monthly cost
$135,440/yrincome needed

About This Home

Imagine trading the morning commute for a short stroll to your own deeded deep-water boat slip. That's the reality waiting at this thoughtfully maintained three-bedroom, two-bath retreat on the coveted shores of Lake Anna—where 1,444 square feet of comfortable living meets genuine lakeside freedom. Step inside and you'll notice the details that matter. Warm hardwood floors flow throughout the main living spaces, with cozy carpet reserved for just one bedroom and durable ceramic tile anchoring the kitchen, baths, and laundry room. The Kitchen features stainless steel appliances, tiled backsplash, gas range and Corian countertops. A beautiful gas fireplace becomes the heart of the home on cooler evenings, while the updated primary bath shower shows off eye-catching tile work. This is a well-loved home and all the big-ticket items handled: a heat pump replaced in 2018 with gas backup, new roof 2026, gutter guards keep leaf-scooping off your to-do list, and an energy-efficient Rinnai tankless water heater that keeps monthly electric bills refreshingly low. Need a spot to tinker? A 16’ by 32’ workshop, heated and cooled, is ready for whatever you dream up—hobbies, storage, a home gym, you name it. Gather friends around the firepit on starlit nights for storytelling and smores, or an evening stroll to the lake. Speaking of the water, the community delivers in spades. Two common areas welcome residents, including a large sandy beach, a covered picnic area for gatherings that stretch into the evening. The community docks have been updated, and here's the good news—the sellers have already paid their portion, so no surprise bill, just your yearly low HOA dues. Beyond your slice of paradise, adventure is close. Pleasants Landing Marina at Lake Anna sits just minutes away. There are many breweries and wineries nearby offering local bites, cold beverages and live entertainment. Cutalong, Lake Anna’s pro golf course is nearby as well as, a putt putt course located by Tims at Lake Anna, Restaurant & Crab house. Everyday errands are easy with the Food Lion & Pharmacy nearby, and pet owners will appreciate having Lake Anna Veterinary Hospital within a quick drive. Solid construction, smart updates, and unbeatable lake access and amenities rarely arrive in one package. Whether you're chasing a weekend getaway or a full-time lakeside lifestyle, this one checks a lot of boxes Come see for yourself why this could be your next favorite place to be and schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
6/10
Louisa County High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Dryer,Exhaust Fan,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Tankless Water Heater,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Attic,Bathroom - Walk-In Shower,Bathroom - Tub Shower
  • Finished area below ground: 0
  • Finished area above ground: 1,388

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 1,388 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46G1 1 53
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.94 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Drought
Hurricane
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$213$2,556
Property Taxes $317$3,804
Electricity $202$2,433
Total$3,386$40,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,091/yr
40% on housing$101,580/yr
45% on housing$90,293/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 23024$263
Louisa County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 23024
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$524,900
2018-05-01Sold$260,000
2018-03-27Pending sale$279,000
2018-02-23Price change$279,000
2017-11-09Listed for sale$285,000
2017-05-01Listing removed$269,000
2016-12-09Listed for sale$269,000
2015-06-29Sold$210,000
2015-05-19Pending sale$225,000
2015-02-01Listed for sale$225,000

For Sale by Agent

AgentLibby Sandridge
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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