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32 Miltons Ln, Louisa, VA, 23093

4beds
2baths
1,438sqft
$429,000
$298price/sqft
$2,784/moest. monthly cost
$111,360/yrincome needed

About This Home

Get ready for lake living by summer! This 4-bedroom, 2-bath home has been updated with fresh paint throughout, new bathroom vanities, and vinyl flooring. The eat-in kitchen features stainless steel appliances and an island, perfect for everyday living and entertaining. Step out onto the back deck, ideal for grilling and enjoying the warmer months, overlooking a partially fenced backyard. Relax on the screened-in front porch with your morning coffee or unwind in the evenings. Conveniently located near community lake access, offering a picnic pavilion, boat ramp, and tot lot. Don’t miss this opportunity to make this your lake home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
7/10
8/10
Louisa County High SchoolGrades 9-126.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2001

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Oven/Range - Electric,Washer,Dryer,Electric Water Heater
  • Laundry features: Main Level,Hookup,Laundry Room

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Chair Railings,Combination Kitchen/Dining,Crown Molding,Breakfast Area
  • Finished area below ground: 0
  • Finished area above ground: 1,438

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,438
  • Total interior livable area: 1,438 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15A 1 19
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Screened,Enclosed
  • Fencing: Back Yard
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Public Access,Personal Watercraft (PWC),Sail,Seaplane Permitted,Swimming Allowed,Waterski/Wakeboard,Lake
  • Waterbody name: Lake Anna

Lot

  • Lot size: 1.12 Acres
  • Features: Landscaped,Private

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Storage,Gravel,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hurricane

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$155$1,860
Property Taxes $258$3,096
Electricity $202$2,433
Total$2,784$33,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,451/yr
40% on housing$83,520/yr
45% on housing$74,240/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 23093$209
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 23093
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$459,000
2022-03-24Sold$335,000
2022-03-09Pending sale$359,900
2022-02-15Contingent$359,900
2021-10-27Price change$359,900
2021-09-04Listed for sale$389,900
2021-06-28Sold$228,720
2021-03-11Sold$214,890
2021-01-18Listed for sale--
2018-05-11Sold$216,000
2017-11-30Listing removed$44,500
2017-09-29Price change$44,500
2017-07-20Price change$51,500
2017-04-11Listed for sale$289,500
2017-02-02Listing removed$295,500
2016-08-05Price change$295,500
2016-07-14Listed for sale$299,900

For Sale by Agent

AgentCrystal Carter
BrokerageLake Anna Island Realty, Inc.

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