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270 Ellis Dr, Louisa, VA, 23093

2beds
2baths
1,789sqft
$309,500
$173price/sqft
$2,067/moest. monthly cost
$82,680/yrincome needed

About This Home

Lake Life and additional lot with Perc test complete and approved for 3br! Sale is for 2 sep tax Id's. 270 Ellis Dr with existing 2/2 home (.267 acres) is 13A5-5618. Additional unimproved lot to left of home is 13A5-5617 (.217 acres). See additional info in docs. Whether an investment or possible family compound there's so much to love! Nestled in the charming Blue Ridge Shores community, this delightful Cape Cod home offers exceptional value in a charming golf cart community full of lakeside amenities, community beach, tennis and basketball courts and community center. This split floor plan features a huge master bedroom & bath to the left of foyer and the remaining amenities to the right. Enjoy cozy evenings by the living room fireplace, open space for entertaining with dining room off the kitchen and a bright sun filled space thanks to an open loft bedroom upstairs and its multiple skylights. A second full bath off the kitchen adds convenience for those big gatherings, utility room with W/D hookups and separate office space round out the bottom floor. A spacious rear patio area awaits for those summer BBQ's and a great yard beyond. Step outside to discover the community's stunning lake and beach amenities, perfect for summer days spent swimming or picnicking by the water. The surrounding area boasts beautiful parks and recreational areas, ideal for outdoor enthusiasts. Experience the warmth of community living and all Louisa County has to offer, and the huge bonus of the additional buildable lot to complete your plans!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10
Louisa County High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Hookup,Main Level

Bathroom1

  • Level: Main

Bedroom1

  • Features: Attached Bathroom
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Combination Kitchen/Living,Primary Bath(s),Dry Wall
  • Flooring: Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,789

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Wood Stove,Wood
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,789
  • Total interior livable area: 1,789 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Living Room

  • Features: Fireplace - Wood Burning
  • Level: Main

Office

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13A55618
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Waterfront features: Lake

Lot

  • Lot size: 0.27 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hurricane

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,565$18,780
Home Insurance *$112$1,344
Property Taxes $188$2,256
Electricity $202$2,433
Total$2,067$24,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,868/yr
40% on housing$62,010/yr
45% on housing$55,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 23093$212
Louisa County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 23093
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$309,500
2025-07-07Listing removed$329,999
2025-05-01Price change$329,999
2025-05-01Listed for sale$329,900
2025-05-01Listing removed$335,000
2024-10-01Listed for sale$335,000
2023-04-27Sold$135,000
2014-07-29Listing removed$79,900
2014-06-17Pending sale$79,900
2014-03-28Listed for sale$79,900
2014-03-14Pending sale$79,900
2013-11-20Listed for sale$79,900
2013-09-01Listing removed$79,900
2013-02-22Price change$79,900
2013-01-09Price change$79,000
2012-04-04Price change$84,900
2012-02-16Price change$92,000
2011-11-19Listed for sale$99,000
2011-05-02Listing removed$135,000
2011-03-17Listed for sale$135,000
2010-09-26Listing removed$135,000
2010-07-17Listed for sale$135,000

For Sale by Agent

AgentMarisa Blue Alford
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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