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483 Windwood Coves Blvd, Mineral, VA, 23117

4beds
3baths
3,666sqft
$549,900
$150price/sqft
$3,696/moest. monthly cost
$147,840/yrincome needed

About This Home

Privacy Meets Lake Living: Your Move-In Ready Retreat Stay tuned—professional photos of this stunning property and the surrounding area are coming soon, and you won’t be disappointed! This all-brick residence offers the perfect blend of sophisticated updates and functional space, situated in a highly sought-after community known for its premium amenities & lake access! Expansive Living Across Two Levels With over 1,800 sq. ft. on the main level and an additional 1,800 sq. ft. of finished space on the lower level, this home is designed for versatility. Whether you need an expansive family residence, an Airbnb opportunity, or a dedicated in-law suite, the layout accommodates it all with ease. Main Level Elegance: Step onto beautiful wood floors that flow through the main living areas, complemented by ceramic tile and brand-new carpet in the bedrooms. The kitchen featuring sleek granite countertops & cool bar design The Ultimate Sunroom: Spanning the back of the house with windows galore, the huge enclosed sunroom offers a serene sanctuary for relaxing or entertaining year-round. Entertainment Headquarters: The lower level is a destination of its own. It features a massive game room complete with a pool table, bar, and dedicated kitchen area. This level also includes a 4th bedroom and a full bath, providing total independence for guests or extended family. Key Highlights: Storage Galore: Loads of closets and dedicated storage space throughout the home + 2 sheds Lake Lifestyle: Enjoy exclusive lake access and a deeded boat slip, perfect for summer days on the water. Turn-Key Ready: The seller has worked meticulously to ensure this home is move-in ready for its next owners. Experience the best of both worlds: the quiet privacy of a wooded lot and the active lifestyle of a premier lake community. Don't miss out on this rare find!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
8/10
Louisa County High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1995

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Dishwasher,Ice Maker,Refrigerator,Cooktop,Microwave,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Area: 1830

Basement

  • Has basement: Yes
  • Basement: Finished,Connecting Stairway

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),2nd Kitchen,Bar,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Eat-in Kitchen,Pantry,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Vaulted Ceiling(s)
  • Door features: Six Panel,French Doors,Storm Door(s)
  • Window features: Window Treatments,Skylight(s)
  • Flooring: Ceramic Tile,Carpet,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,830
  • Finished area above ground: 1,836

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,666
  • Total interior livable area: 3,666 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 18B 3 164
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Extensive Hardscape

Lot

  • Lot size: 0.92 Acres
  • Features: Backs to Trees,Landscaped,Wooded

Parking

  • Total spaces: 10
  • Parking features: Circular Driveway,Gravel,Detached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$231$2,772
Property Taxes $332$3,984
Electricity $353$4,237
Total$3,696$44,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,720/yr
40% on housing$110,880/yr
45% on housing$98,560/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 23117$264
Louisa County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 23117
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Coming Soon

AgentCandice Southard
BrokerageRE/MAX Gateway

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