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2990 Pendleton Rd, Mineral, VA, 23117

0beds
0baths
0sqft
$185,000
--price/sqft
$1,326/moest. monthly cost
$53,040/yrincome needed

About This Home

Discover the possibilities with this exceptional 25.25-acre tract in desirable Louisa County, Virginia, just minutes from beautiful Lake Anna. Whether you're looking to build your dream home, create a private recreational retreat, establish a hunting property, or explore future investment opportunities, this property offers outstanding potential. The land is predominantly wooded with mature mixed hardwoods, providing excellent privacy, natural beauty, and abundant wildlife. An existing well is already in place, adding value and convenience for future development. The existing home is not considered habitable and will likely need to be removed, allowing you a fresh start to create the property you've envisioned. With over 25 acres, this tract offers plenty of room for a private estate, weekend getaway, trails, hunting, or other outdoor recreation. Its size and location may also present opportunities for subdivision or future development, subject to county approval. Conveniently located near Lake Anna, you'll enjoy easy access to boating, fishing, dining, and all the outdoor recreation the area has to offer, while still being within a reasonable drive of Richmond, Charlottesville, and Northern Virginia. Don't miss this opportunity to own a beautiful wooded acreage in one of Central Virginia's most sought-after locations. Bring your vision and unlock the potential of this remarkable property!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Louisa County High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1906

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other-See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Other Water Heater (See Remarks),Other-See Remarks

Basement

  • Has basement: Yes
  • Basement: Other-See Remarks

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Other-See Remarks
  • Flooring: Other-See Remarks
  • Fireplace features: Other-See Remarks
  • Fireplace: Yes
  • Attic: Other-See Remarks
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Other Heating (See Remarks)
  • Cooling features: Other Cooling (See Remarks)

Interior Area

  • Total structure area: 0

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 43 159
  • Zoning: A2/C2

Features

  • Patio & porch: Other-See Remarks
  • Exterior features: Other-See Remarks
  • Has view: Yes
  • View description: Country,Scenic,Secluded,Woodlands
  • Living area range: Other-See Remarks

Lot

  • Lot size: 25.25 Acres

Parking

  • Parking features: No Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$77$924
Property Taxes $112$1,344
Electricity $202$2,433
Total$1,326$15,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,462/yr
40% on housing$39,780/yr
45% on housing$35,360/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 23117$266
Louisa County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 23117
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Contingent$185,000
2026-07-24Listed for sale$185,000

For Sale by Agent

AgentMichael Davis
BrokerageSouthern Pine Realty Solutions - Clarksville

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