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775 Spring Rd, Mineral, VA, 23117

2beds
2baths
1,796sqft
$599,900
$334price/sqft
$3,765/moest. monthly cost
$150,600/yrincome needed

About This Home

Your own piece of heaven! Located a few miles from Lake Anna, Lake Anna Plaza, and downtown Mineral. This property was most recently a Dexter Cow Farm. Now it's ready for a new owner and new ideas. This 26+ acre property includes a large, low-maintenance barn, another farm building, a shed. and a carport/ garage/ barn. The 2 bedroom, 2 bathroom farmhouse's age is an estimate. The wood floors are believed to be original and the home still contains many other original features. The farmhouse is liveable and includes central A/C, a whole-house generator (as-is), and a fireplace, but could use some TLC. If you are looking for a slower pace to life, a homestead, or looking to farm your own land, this is the place for you!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
6/10
Louisa County High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Average
  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Galley
  • Flooring: Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,796

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,796
  • Total interior livable area: 1,796 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 43 127
  • Zoning: A2
  • Zoning description: agriculture
  • Special condition: Standard
  • Other equipment: Negotiable

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Pasture
  • Horses can be raised: Yes

Lot

  • Lot size: 26.25 Acres
  • Features: Cleared,Backs to Trees,Front Yard

Parking

  • Parking features: Driveway,Other
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$252$3,024
Property Taxes $278$3,336
Electricity $202$2,433
Total$3,765$45,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,085/yr
40% on housing$112,950/yr
45% on housing$100,400/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 23117$259
Louisa County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 23117
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$599,900

For Sale by Agent

AgentSarah Stelmok
BrokerageNest Realty Fredericksburg

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