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2324 4th St NW, Birmingham, AL, 35215

3beds
2baths
1,985sqft
$162,000
$82price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

Welcome to this spacious 3 bedroom, 2 bath full brick home offering over 1900 square feet of comfortable living space. With generously sized bedrooms, and plenty of room to make your own, this home is full of opportunity. While this home could benefit from a few cosmetic updates and some personal touches, it has great bones and endless potential for a homeowner or investor looking to add value. Whether you're searching for your next home or your next project, this property is a fantastic opportunity to create the space you've always envisioned. Don't miss your chance to see all this home has to offer - schedule your private showing today!

Getting Around

20
WalkingCar-Dependent
20
TransitMinimal Transit
15
BikeSomewhat Bikeable

Schools

5/10
3/10
Erwin Middle SchoolGrades 6-80.3 mi
1/10
Center Point High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • None,Tub/Shower Combo
  • Flooring: Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick (FIREPL),Den,Electric
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,985

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,985 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1300131003016.000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $819$9,828
Home Insurance *$222$2,664
Property Taxes $78$936
Electricity $240$2,881
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 35215$70
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35215$94
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$162,000
2000-09-19Sold$89,000

For Sale by Agent

AgentJalon Eatmon
BrokerageNorluxe Realty Birmingham LLC

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