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404 NE 2nd St, Trenton, FL, 32693

2beds
1baths
820sqft
$159,000
$194price/sqft
$1,263/moest. monthly cost
$50,520/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bath cracker-style home located in the heart of Trenton, Florida! Full of character and timeless appeal, this cozy home offers the perfect blend of small-town charm and everyday convenience. Relax with your morning coffee on the inviting covered front porch or enjoy evenings entertaining on the spacious open back deck overlooking the fenced backyard. Situated on a desirable corner lot, the property provides plenty of outdoor space for pets, gardening, or family gatherings. Two storage sheds offer ample room for tools, lawn equipment, hobbies, or extra storage. Inside, you'll find a warm and welcoming layout that makes excellent use of the space, making this home ideal for first-time buyers, those looking to downsize, or anyone searching for an investment property. Located just minutes from local schools, shopping, restaurants, and all that downtown Trenton has to offer, you'll also enjoy easy access to the beautiful Suwannee River, Santa Fe River, natural springs, and outdoor recreation that make North Florida so desirable. Don't miss your opportunity to own this adorable Florida cracker-style home in one of Gilchrist County's most sought-after communities. Schedule your private showing today!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Trenton Elementary SchoolGrades PK-50.9 mi
5/10
Trenton High SchoolGrades 6-120.7 mi

Construction

Condition

  • Year built: 1928

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cracker
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Range Hood,Refrigerator
  • Laundry features: W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Laminate Counters
  • Window features: Single Pane,Blinds
  • Flooring: Luxury Vinyl Planking,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 820
  • Total interior livable area: 820 sqft

Master Bathroom

  • Features: Walk-in Shower

Master Bedroom

  • Features: 1 Master Suite

Property

Details

  • Parcel number: 161015004800090060

Features

  • Patio & porch: Porch,Open Deck
  • Topography of land: Level
  • Residential vegetation: Grassed

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular Lot,Cleared

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Gilchrist County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$111$1,332
Property Taxes $152$1,824
Electricity $197$2,366
Total$1,263$15,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,302/yr
40% on housing$37,890/yr
45% on housing$33,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 32693$154
Gilchrist County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 32693$189
Gilchrist County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$159,000
2026-07-14Listed for sale$159,000
2022-07-12Sold$125,000
2022-07-12Listed for sale$125,000
2005-05-05Sold$81,000

For Sale by Agent

AgentBrad Smith
BrokerageUnited Country Smith & Associates Trenton

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