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377 Ten Mile Creek Rd, Germantown Hills, IL, 61548

3beds
3baths
2,426sqft
$395,500
$163price/sqft
$3,063/moest. monthly cost
$122,520/yrincome needed

About This Home

Rare opportunity to own this stunning custom-built ranch nestled in on 3.62 private wooded acres! This beautiful home features 3 bedrooms, including a spacious primary suite with en suite bath. A main floor office/den with a beautiful view and access to the covered patio makes working from home a dream! Vaulted ceilings and large windows fill the home with natural light while showcasing gorgeous views of the surrounding wooded property. Step outside to enjoy the covered composite deck overlooking the peaceful wooded setting , plus a custom paver patio-perfect for relaxing or entertaining! The finished walkout basement offers even more living space with a family room with fireplace, kitchenette, additional bedroom, and full bath—perfect for guests or extended living. The walkout lower level opens to the private backyard, creating a private retreat that’s truly hard to find.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
8/10
Metamora High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Other,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom1

  • Level: Main
  • Dimensions: 13ft 1in x 13ft 5in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 11in x 10ft 1in

Bedroom3

  • Level: Basement
  • Dimensions: 12ft 7in x 10ft 2in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Basement
  • Dimensions: 25ft 1in x 21ft 6in

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,369
  • Total interior livable area: 2,426 sqft

Kitchen

  • Level: Main
  • Dimensions: 19ft 0in x 8ft 0in

Living Room

  • Level: Main
  • Dimensions: 22ft 1in x 19ft 4in

Main Level

  • Area: 1369

Other

  • Level: Main
  • Dimensions: 11ft 0in x 8ft 8in

Other

  • Area: 1057

Property

Details

  • Parcel number: 0832200041

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 3.62 Acres
  • Features: Level,Ravine,Sloped,Wooded
  • Lot size dimensions: 214 x 705 x 253 x 835

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,999$23,988
Home Insurance *$252$3,024
Property Taxes $626$7,512
Electricity $186$2,239
Total$3,063$36,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,017/yr
40% on housing$91,890/yr
45% on housing$81,680/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 61548$125
Woodford County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 61548$131
Woodford County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$495,000
2026-04-03Price change$545,000
2026-03-16Listed for sale$560,000

For Sale by Agent

AgentShelly Rigelwood
BrokerageJim Maloof Realty, Inc.

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