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31 Ashley Cir, Blountsville, AL, 35031

4beds
5baths
4,344sqft
$250,000
$58price/sqft
$2,082/moest. monthly cost
$83,280/yrincome needed

About This Home

This property offers incredible potential for the right buyer or investor looking to secure a home at an attractive price point. With some vision and renovation, this fixer-upper can be transformed into something truly special — and it has been thoughtfully priced to reflect the updates needed. Don’t miss the spacious, fully fenced yard with plenty of room for outdoor living, pets, or play. Located in a well-established neighborhood tucked away from heavy traffic, this home provides a sense of privacy while still being conveniently situated in town close to everyday amenities.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
5/10
Jb Pennington High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 1518

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,518
  • Finished area above ground: 2,826

Interior Area

  • Total structure area: 4,344
  • Total interior livable area: 4,344 sqft

Property

Details

  • Parcel number: 081006132000055000.081006133000001000
  • Zoning: R1

Lot

  • Lot size: 1.65 Acres
  • Lot size dimensions: 314 x 317 x 234 x 278

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$276$3,312
Property Taxes $56$672
Electricity $486$5,832
Total$2,082$24,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,382/yr
40% on housing$62,460/yr
45% on housing$55,520/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 35031$130
Blount County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 35031$110
Blount County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$250,000
2026-02-28Listed for sale$230,000
2007-12-28Sold$194,500

For Sale by Agent

AgentJeremy Crowe
BrokerageExit Realty 3:16

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