3851 Persimmon Rdg, Loudon, TN, 37774
About This Home
Welcome to 3851 Persimmon Ridge, a stunning nearly-new home nestled in the highly sought-after, amenity-rich community of Tennessee National. From the moment you open the front door, you're greeted with breathtaking lake views that set the tone for the exceptional design and lifestyle this home offers. Thoughtfully crafted with soaring 10-foot ceilings throughout the main level, this home features an open-concept design filled with natural light and expansive windows perfectly positioned to capture the water views. The chef's kitchen is both beautiful and functional, showcasing a large quartz island, Bespoke Samsung appliances including a refrigerator, dishwasher, built-in wall oven, and convection microwave, along with a spacious walk-in pantry. The inviting great room is anchored by a sleek corner fireplace featuring a Modern Flames Orion Traditional Electric Fireplace, easily convertible to gas if desired. Just off the spacious foyer, a convenient powder room is perfectly situated for guests. The luxurious primary suite is a true retreat, offering a spa-like bathroom complete with a wet room featuring a soaking tub and shower, along with a generous walk-in closet. Two additional guest bedrooms on the main level each feature their own private en-suite bathrooms, providing comfort and privacy for family or visitors. A versatile bonus room offers the perfect option for a fourth bedroom, while two additional flex spaces on the main level provide endless possibilities for a home office, fitness room, or additional storage. Outdoor living is just as impressive, with a large covered back deck designed to take full advantage of the lake views, along with direct access to a fenced backyard. A welcoming covered front porch and spacious three-car garage complete the exterior features. Additional highlights include an instant hot water system, an AO Smith water filtration system located in the garage, and thoughtfully designed water shut-offs for both the main home and exterior taps. The garage will also fit your big truck too! This exceptional home offers the perfect blend of modern luxury, thoughtful design, and resort-style living in one of East Tennessee's premier lakefront communities. You can't build this home at this price!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Construction materials: Fiber Cement,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Tankless Water Heater,Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Self Cleaning Oven,Washer,Other
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Walk-In Closet(s),Kitchen Island,Pantry,Eat-in Kitchen,Bonus Room
- Window features: Windows - Vinyl
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Electric,Insert
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,970
- Total interior livable area: 2,970 sqft
Property
Details
- Parcel number: 023K A 019.00
Features
- Exterior features: Irrigation System
- Has view: Yes
- Has water view: Yes
- Waterfront features: Lake/Water Access
Lot
- Lot size: 0.48 Acres
- Features: Rolling Slope
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Attached,Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Earthquake
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,057 | $72,684 |
| Home Insurance | $354 | $4,248 |
| Property Taxes | $339 | $4,068 |
| Electricity | $241 | $2,895 |
| Total | $6,991 | $83,892 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $1,198,000 |
| 2026-05-12 | Listed for sale | $1,279,700 |
| 2021-05-17 | Sold | $140,000 |
| 2021-03-05 | Pending sale | $140,000 |
| 2020-10-22 | Listed for sale | $140,000 |
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