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218 Black Mountain Rd W, Dunlap, TN, 37327

4beds
2baths
2,052sqft
$224,000
$109price/sqft
$1,833/moest. monthly cost
$73,320/yrincome needed

About This Home

A must-see, beautifully maintained open floor plan 4-bedroom home. Situated on 1 acre of mostly fenced land, this property boasts a serene back deck and ample cleared space. An added bonus is the conveyance of a well-kept outdoor building. This home is on Cagle Mountain which makes the journey to Fall Creek Falls State Park, and Savage Gulf State Park a close drive for hiking, swimming, golfing or just enjoying outdoor beauty. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
Griffith Elementary SchoolGrades PK-412.2 mi
5/10
5/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air,Ceiling Fan(s),Electric

Features

  • Finished area above ground: 2,052

Interior Area

  • Total structure area: 2,052
  • Total interior livable area: 2,052 sqft

Property

Details

  • Parcel number: 009 005.00

Features

  • Exterior features: Storage

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 278 x 154 x 294 x 157

Parking

  • Parking features: Driveway,Gated,Gravel,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,132$13,584
Home Insurance $186$2,232
Property Taxes $340$4,080
Electricity $175$2,103
Total$1,833$21,996

Income You'd Need if You Spent...

35% on housing$62,845/yr
40% on housing$54,990/yr
45% on housing$48,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 37327$207
Sequatchie County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37327
Sequatchie County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$224,000
2026-02-01Price change$229,000
2025-12-13Price change$234,900
2025-10-29Listed for sale$249,900
2025-09-24Listing removed$269,000
2025-07-10Price change$269,000
2025-03-24Price change$274,900
2025-02-02Listed for sale$289,900
2021-03-24Listing removed--
2017-05-24Listing removed$119,900
2017-03-04Price change$119,900
2017-02-12Listed for sale$129,900
2015-05-19Sold$14,000
2015-05-06Pending sale$15,900
2014-05-10Price change$15,900
2013-06-13Listed for sale$18,900
2013-04-18Listing removed$18,900
2012-04-18Listed for sale$18,900

For Sale by Agent

AgentKeshia Hickman
BrokerageTennessee Southern Properties llc

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