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900 20th Ave NW, Birmingham, AL, 35215

4beds
2baths
2,302sqft
$201,500
$88price/sqft
$1,649/moest. monthly cost
$65,960/yrincome needed

About This Home

4BR/2BA Gem in Center PointThis charming home offers space, comfort, and versatility. Enjoy a formal living room, a cozy den, and a finished basement that provides an additional living area--perfect for guests, hobbies, or a media room.Step outside to a large fenced backyard featuring a spacious sun deck, ideal for relaxing, entertaining, or watching the kids and pets play. All brick with a garage in basement. A fantastic find with room for everyone. This one is a must-see! Photos coming soon.

Getting Around

22
WalkingCar-Dependent
20
TransitMinimal Transit
13
BikeSomewhat Bikeable

Schools

5/10
3/10
Erwin Middle SchoolGrades 6-80.7 mi
1/10
Center Point High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Existing Structure,Good
  • Year built: 1967

Materials

  • Roof: Shingle
  • Construction materials: Frame,Brick Veneer,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished Full Partition Size(769)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Central (Gas)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,302
  • Total interior livable area: 2,302 sqft

Property

Details

  • Parcel number: 1300144001016000
  • Zoning: R-1

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Rain Gutters
  • Fencing: Fenced
  • Waterfront features: No - None

Parking

  • Total spaces: 1
  • Parking features: Basement
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,018$12,216
Home Insurance *$277$3,324
Property Taxes $97$1,164
Electricity $257$3,091
Total$1,649$19,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,537/yr
40% on housing$49,470/yr
45% on housing$43,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 35215$69
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35215$94
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$223,500
2026-02-16Price change$230,000
2026-01-28Listed for sale$240,000

For Sale by Agent

AgentRonald Sparkman, Joseph Carter Realty, Non Member, Non - Board Member
BrokerageJoseph Carter Realty

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