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408 E Jolly St, Palestine, TX, 75801

4beds
6baths
6,971sqft
$1,149,999
$165price/sqft
$9,888/moest. monthly cost
$395,520/yrincome needed

About This Home

Welcome to this exceptional Classical Georgian masterpiece on 2.32 acres in the heart of historic Palestine, Texas. Built in 2000, this remarkable two-story home beautifully captures the timeless elegance of true Georgian architecture while offering the benefits of modern construction & energy efficiency. From the moment you enter the grand foyer, you’re greeted by a stunning curved staircase with wainscoting & arched hall leading to double doors that open to a wide central hallway—a breathtaking feature running through the heart of the home.To one side of the entry, the walnut-paneled library exudes warmth & sophistication, complete with custom shelving, parquet wood floors, & a wood-burning fireplace. Opposite lies a gracious living room featuring another fireplace, double pocket doors, natural light & exquisite millwork. The grand center hall with scraped wood floors & arched solid wood doors seamlessly connects the main living spaces, including the elegant dining room adorned with a crystal chandelier, upholstered walls, wainscoting, and intricate dentil molding. A well-appointed butler’s pantry with sink, dishwasher, warming drawer, & china closet leads to the chef’s kitchen boasting abundant cabinetry, island, Sub-Zero refrigerator/freezer, Thermador double ovens, Monogram cooktop with downdraft, & Bosch dishwasher. The adjoining breakfast room flows into the inviting family room, where a wall of windows with arched transoms frame serene views of the tree-shaded backyard. A brick fireplace with antique carved mantel anchors the space, while french doors open to an elevated patio perfect for entertaining.The luxurious main-level primary suite includes a private sitting area, dual bathrooms, & two large closets. Upstairs, accessible by elevator or stair, are three to four spacious bedrooms & two baths. The lower level features an indoor lap pool, exercise room, bath, storage, & a third garage—creating the ultimate blend of grandeur, comfort, & practicality.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
4/10
7/10
Palestine High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other/See Remarks,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Double Oven,Electric Cooktop,Warming Drawer,Electric Water Heater

Bathroom

  • Features: Shower Only,Tub Only,Shower/Tub,Double Lavatory,Separate Water Closet,Separate Walk-In Closets,Bar,Carpet

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s),Elevator,Pantry,Kitchen Island
  • Window features: Double Pane Windows,Low Emissivity Windows
  • Flooring: Carpet,Wood,Tile,Parquet
  • Fireplace features: Two or More,Gas Starter,Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas,Zoned,Fireplace(s)
  • Cooling features: Central Electric,Zoned-3 or more,Ceiling Fan(s)

Interior Area

  • Total structure area: 6,971
  • Total interior livable area: 6,971 sqft

Kitchen

  • Features: Breakfast Room

Master Bedroom

  • Features: Master Bedroom Split,Sitting Area in Master
  • Level: Main

Property

Accessibility

  • Accessibility features: Elevator

Details

  • Parcel number: 15689
  • Special condition: None
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Gunite,In Ground,Indoor
  • Patio & porch: Patio Open,Patio Covered
  • Exterior features: Sprinkler System,Balcony,Gutter(s)
  • Fencing: None

Lot

  • Lot size: 2.33 Acres
  • Features: Wooded,Subdivision Lot,Irregular Lot

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Door w/Opener w/Controls
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Lightning
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$1,229$14,748
Property Taxes $2,079$24,948
Electricity $765$9,185
Total$9,888$118,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$339,017/yr
40% on housing$296,640/yr
45% on housing$263,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 75801$117
Anderson County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 75801$125
Anderson County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-05Price change$1,149,999
2025-10-31Price change$1,399,999
2025-10-31Price change$139,999,000
2025-10-29Listed for sale$1,399,999

For Sale by Agent

AgentDana Staples
BrokerageStaples Sotheby's International Realty

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