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127 N Mechanic St, Bellville, TX, 77418

2beds
1baths
1,581sqft
$525,000
$332price/sqft
$4,036/moest. monthly cost
$161,440/yrincome needed

About This Home

Situated on a well-maintained 2-acre lot in the heart of Bellville, this home offers 1,581 SF of space, character, and incredible potential. Featuring original shiplap accents, a functional layout, and spacious living areas—including a formal dining room with built-ins and French doors, plus a sunroom/flex space—this home is ready for your vision. The kitchen and breakfast nook provide a great foundation to create a centerpiece in the home, while the existing layout allows for thoughtful updates throughout. Outdoor features include a stone patio, detached garage with concrete parking pad, and a chain-link fenced backyard. Beyond the fenced area, an expansive well-maintained side lot and back portion of the property offer ample space for gardening, additional improvements, or enjoying the privacy of in-town acreage. A massive shade tree adds to the property’s charm and curb appeal. Don’t miss this opportunity to transform this exclusive acreage into something special.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
O'Bryant Primary SchoolGrades PK-30.5 mi
6/10
6/10
Bellville High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,581
  • Total interior livable area: 1,581 sqft

Property

Details

  • Parcel number: R000006830

Features

  • Stories: 1
  • Fencing: Back Yard

Lot

  • Lot size: 2 Acres
  • Features: Corner Lot,2 Up to 5 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$313$3,756
Property Taxes $831$9,972
Electricity $238$2,859
Total$4,036$48,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,377/yr
40% on housing$121,080/yr
45% on housing$107,626/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 77418$318
Austin County$357

vs Homes Sold Last Month

Median $/sqft

ZIP 77418$184
Austin County$176

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Listed for sale$525,000

For Sale by Agent

AgentJames Monk
BrokerageJ. Frank Monk Real Estate

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