See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

685 Fox Ln, Lockhart, TX, 78644

3beds
2baths
1,394sqft
$650,000
$466price/sqft
$4,060/moest. monthly cost
$162,400/yrincome needed

About This Home

Come check out this versatile 20.5-acre property offering endless potential! The land features a 3-bedroom, 2-full-bath single wide mobile home with an added 4th bedroom, providing extra space for living. With over 300 feet of paved road frontage, the property offers excellent subdivision potential and easy access. Additional features include a pond, private water well, two septic tanks, extra electric poles, and an agricultural exemption already in place. The property is completely fenced, has no unknown deed restrictions. Improvements include two small barns, a storage shed with carport and electricity, making it ideal for livestock, equipment, or future development. This unrestricted property is a rare find and a great investment opportunity—don’t miss out!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Lockhart High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2000

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Double Vanity,Eat-in Kitchen
  • Window features: See Remarks
  • Flooring: Carpet,Linoleum

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 1,394 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 16280
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Porch
  • Exterior features: Private Yard
  • Fencing: Fenced, Livestock, Perimeter, Wire
  • Has view: Yes
  • View description: Pasture,Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 20.50 Acres
  • Features: Agricultural

Parking

  • Parking features: Carport,Driveway,Gravel,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$456$5,472
Property Taxes $80$960
Electricity $238$2,859
Total$4,060$48,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,200/yr
40% on housing$121,800/yr
45% on housing$108,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$466This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$376
Caldwell County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-21Listed for sale$650,000

For Sale by Agent

AgentLisa Bailey
BrokerageRE/MAX Freedom

Similar Homes