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319 R C Ln, Lockhart, TX, 78644

--beds
--baths
--sqft
$3,585,869
--price/sqft
$25,515/moest. monthly cost
$1,020,600/yrincome needed

About This Home

Investment potential. 73 acres really nice and clean with rolling hills, near new school on Seawillow Rd., near new subdivision, Edge of town. This property could be Beautiful personal ranch or possibility of development property. Older singlewide mobile home on property. Deed restrictions against any mobile homes or manufactured homes on subject property in the future. Large pond, utility package where mobile home located, 2 water wells.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10
3/10
Lockhart High SchoolGrades 9-123.0 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: R38933
  • Special condition: Standard

Features

  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Panoramic
  • Waterfront features: None
  • Topography of land: Rolling

Lot

  • Lot size: 73.18 Acres
  • Features: Agricultural,Gentle Sloping,Public Maintained Road,Trees-Sparse,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,132$217,584
Home Insurance *$2,517$30,204
Property Taxes $4,628$55,536
Electricity $238$2,859
Total$25,515$306,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$874,800/yr
40% on housing$765,450/yr
45% on housing$680,400/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78644$347
Caldwell County$307

vs Homes Sold Last Month

Median $/sqft

ZIP 78644$159
Caldwell County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Listed for sale$3,585,869

For Sale by Agent

AgentFloyd Wilhelm
BrokerageCountywide Realty

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