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400 N Stevenson St, Eagle Lake, TX, 77434

3beds
2baths
1,467sqft
$125,000
$85price/sqft
$1,172/moest. monthly cost
$46,880/yrincome needed

About This Home

HUD Case# 512-502102 Older custom 3 bedroom, 2 bath home close to schools and commute. Features include living dining kitchen combo, den with attached breakfast area and galley style kitchen, 2 car detached garage, with open patio. All HUD homes are sold as-is!! This property is FHA 203K eligible. Bid deadline is daily at 11:59:59 PM CT.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
2/10
Rice Junior High SchoolGrades 6-810.6 mi
2/10
Rice Challenge AcademyGrades 9-121.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Engineered Hardwood,Vinyl

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,467
  • Total interior livable area: 1,467 sqft

Primary Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13X12

Property

Details

  • Parcel number: 13650
  • Special condition: Real Estate Owned

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Full

Lot

  • Lot size: 7,361 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Drought
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Hail
Ice Storm

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$174$2,088
Property Taxes $128$1,536
Electricity $238$2,859
Total$1,172$14,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,182/yr
40% on housing$35,160/yr
45% on housing$31,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 77434$91
Colorado County$325

vs Homes Sold Last Month

Median $/sqft

ZIP 77434
Colorado County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-06Sold--
2022-10-13Sold--
2022-09-19Pending sale$225,000
2022-08-15Listed for sale$225,000
2022-08-02Pending sale$225,000
2022-05-16Listed for sale$225,000
2019-01-18Sold--
2018-12-28Pending sale$150,000
2018-12-28Listed for sale$150,000
2018-12-18Pending sale$150,000
2018-12-12Listed for sale$150,000
2018-06-08Listing removed$59,900
2018-04-27Pending sale$59,900
2018-04-07Listed for sale$59,900
2012-10-31Listing removed$75,000
2012-10-18Price change$75,000
2011-12-20Listed for sale$79,500
2011-02-10Listing removed$79,500
2010-08-25Listed for sale$79,500

Unknown Listed By

AgentGregory Graham
BrokerageGraham&Company Realty Group

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