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2194 Fm 2382, Saint Jo, TX, 76265

6beds
4baths
4,404sqft
$1,900,000
$431price/sqft
$12,738/moest. monthly cost
$509,520/yrincome needed

About This Home

Welcome to The Bluffs at Saint Jo — where scenic beauty, income potential, and Texas charm come together. This Rare acreage with ag exemption for bees offering breathtaking bluff views, unforgettable sunset backdrops, and exceptional privacy just over an hour from Dallas and Fort Worth. The elevated setting provides a stunning location, ideal for weddings, events, or simply enjoying the natural beauty of the land. Abundant wildlife, including deer, adds to the peaceful, scenic atmosphere. The property features two custom log cabins designed with rustic charm and modern comfort. Each cabin offers a warm, cozy feel with spacious open-concept living, vaulted ceilings, wood finishes, and inviting interiors perfect for relaxing or hosting guests. The first cabin includes approximately 1,988 sq ft with 3 bedrooms and 2 bathrooms, while the second offers 2,020 sq ft with a similar layout. Currently hosting wedding and events, the property provides rental opportunities with room to add additional rentals. Ideal as an investment, private retreat, or full-time residence with the benefit of a current ag exemption.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
6/10
Saint Jo High SchoolGrades 7-124.5 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Refrigerator,Washer

Bedroom

  • Level: First
  • Dimensions: 11 x 16

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Granite Counters,High Speed Internet,Kitchen Island,Vaulted Ceiling(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,404 sqft

Living Room

  • Level: First
  • Dimensions: 20 x 30

Master Bedroom

  • Level: First
  • Dimensions: 16 x 13

Property

Details

  • Parcel number: 25654
  • Attached to another structure: Yes
  • Horse amenities: Barn

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Fencing: Barbed Wire

Lot

  • Lot size: 42.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,607$115,284
Home Insurance *$1,787$21,444
Property Taxes $861$10,332
Electricity $483$5,803
Total$12,738$152,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$436,731/yr
40% on housing$382,140/yr
45% on housing$339,680/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 76265$148
Cooke County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 76265
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$2,000,000
2024-09-09Sold--
2024-08-16Pending sale$1,300,000
2024-08-13Contingent$1,300,000
2024-08-02Listed for sale$1,300,000
2024-07-25Contingent$1,300,000
2024-07-01Price change$1,300,000
2024-05-29Price change$1,995,000
2024-04-25Listed for sale$2,100,000
2023-04-06Listing removed--
2023-01-04Listing removed$2,200,000
2022-09-20Listed for sale$2,200,000
2013-01-24Listing removed$429,000
2012-09-07Listed for sale$429,000

For Sale by Agent

AgentKimberly Cain
BrokerageTHE REAL ESTATE COMPANY

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