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1015 N Howeth St, Gainesville, TX, 76240

2beds
1baths
1,243sqft
$215,000
$173price/sqft
$1,772/moest. monthly cost
$70,880/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home in Gainesville offering abundant natural light and various updates throughout the home. The bright interior creates a warm, inviting atmosphere throughout the living spaces. Outside, the large yard provides plenty of room for entertaining, gardening, pets, or future expansion. A great opportunity for first-time buyers, down-sizers, or investors looking for a property with space and character. Schedule your private showing today!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

3/10
3/10
Gainesville High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,In Garage

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,High Speed Internet,Cable TV
  • Window features: Bay Window(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,243 sqft

Living Room

  • Level: First
  • Dimensions: 18 x 14

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: 8611
  • Exclusions: Personal Items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters

Lot

  • Lot size: 7,535 sqft
  • Features: Back Yard,Greenbelt,Interior Lot,Lawn

Parking

  • Total spaces: 1
  • Parking features: Door-Single,Driveway,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Hail
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$218$2,616
Property Taxes $229$2,748
Electricity $238$2,859
Total$1,772$21,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,754/yr
40% on housing$53,160/yr
45% on housing$47,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 76240$206
Cooke County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 76240$160
Cooke County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-25Listed for sale$215,000
2022-08-26Sold--
2022-07-15Pending sale$179,900
2022-06-27Contingent$179,900
2022-06-22Listed for sale$179,900

For Sale by Agent

AgentAnissa Ibarra
BrokerageDeLeon & Associates Realty LLC

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