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1102 S 5th St, Copperas Cove, TX, 76522

4beds
3baths
2,586sqft
$235,000
$91price/sqft
$1,917/moest. monthly cost
$76,680/yrincome needed

About This Home

Nestled on a spacious corner lot, this beautifully maintained 1948 farmhouse exudes timeless charm and endless possibilities. Step inside to discover 4 inviting bedrooms and 3 well-appointed bathrooms, thoughtfully designed to blend character with comfort. Enjoy the warmth of natural sunlight streaming through abundant windows that create a bright, welcoming atmosphere throughout much of the home. Gather in one of the two welcoming dining areas or retreat to the tranquil meditation room for peaceful reflection. A separate laundry room adds convenience to everyday living. With 2,586 square feet of thoughtfully arranged living space, there’s room to spread out and make memories. Outside, a massive yard stretches beyond the fenceline, offering boundless potential for gardens, play areas, or simply soaking up the serenity of your private oasis. The property also features termite protection around the home, professionally maintained by Orkin. This is the perfect blend of classic farmhouse allure and modern livability—come fall in love.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1948

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Some Electric Appliances,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cedar Closet(s),Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Granite Counters,Multiple Living Areas,Tub Shower,Vanity,Eat-in Kitchen,Pantry
  • Flooring: Ceramic Tile,Laminate
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 2,586 sqft

Property

Details

  • Parcel number: 119144

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Deck,Other,See Remarks
  • Fencing: Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 8,542 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$188$2,256
Property Taxes $258$3,096
Electricity $283$3,407
Total$1,917$23,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,725/yr
40% on housing$57,510/yr
45% on housing$51,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 76522$124
Coryell County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 76522$144
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-11Listed for sale$235,000
2022-10-03Sold--
2022-10-03Pending sale$204,900
2022-09-06Contingent$204,900
2022-08-31Listed for sale$204,900

For Sale by Agent

AgentDanielle Tucker Shepard
BrokerageAlways Here Properties, Llc

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