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111 Kathy St, Gatesville, TX, 76528

3beds
2baths
1,621sqft
$319,900
$197price/sqft
$2,376/moest. monthly cost
$95,040/yrincome needed

About This Home

This beautifull custom-built home offers the perfect blend of comfort, functionality, and peaceful country living. This well-maintained 3-bedroom, 2-bathroom home with a 2-car garage is situated on a spacious 0.42-acre lot in a quiet, scenic subdivision just outside the city limits. Step inside to an inviting open-concept floor plan where the kitchen flows seamlessly into the dining and living areas, creating the ideal space for everyday living and entertaining. The living room features a cozy wood-burning fireplace, while crown molding throughout adds a touch of elegance. Tile flooring in the main living and high-traffic areas provides durability and easy maintenance, with carpet adding comfort in the bedrooms. The thoughtfully designed split-bedroom floor plan offers privacy, with the spacious primary suite serving as a relaxing retreat. The primary bedroom features a beautiful pop-up ceiling, a large walk-in closet, and an ensuite bathroom complete with double vanities, a garden tub, and a separate walk-in shower. Outside, you'll find a large fenced backyard perfect for pets, play, or entertaining. Enjoy mornings on the covered back patio surrounded by mature trees, including live oak, red oak, pecan, persimmon, peach, plum, and Texas vitex. A storage shed provides additional space for tools and outdoor equipment. This home has seen numerous valuable updates over the past four years, including a new roof, full-perimeter gutters with leaf guards, a widened driveway, and a premium water heater installed in November 2021, offering added peace of mind for years to come. Conveniently located just 30 minutes from Waco, Temple, and Fort Hood, this property offers the tranquility of country living with easy access to shopping, dining, employment, and recreation. Don't miss your opportunity to own this move-in-ready custom home in one of Gatesville's most desirable locations! Owner = Licensed Real Estate Broker in the state of TX

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Gatesville Primary SchoolGrades PK-K2.2 mi
6/10
6/10
Gatesville High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick Veneer,Frame,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Water Heater,Microwave,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Garden Tub/Roman Tub,Primary Downstairs,Main Level Primary,Open Floorplan,Separate Shower,Walk-In Closet(s),Breakfast Bar,Breakfast Area,Kitchen/Family Room Combo,Pantry
  • Flooring: Carpet,Ceramic Tile,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,1 Unit

Interior Area

  • Total interior livable area: 1,621 sqft

Property

Details

  • Parcel number: 112319

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch,Refrigerator
  • Exterior features: Covered Patio,Porch,Rain Gutters,Storage
  • Fencing: Back Yard,Chain Link,Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$304$3,648
Property Taxes $217$2,604
Electricity $238$2,859
Total$2,376$28,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,462/yr
40% on housing$71,280/yr
45% on housing$63,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$270
Coryell County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$319,900
2026-08-01Listed for sale$319,900
2022-11-23Sold--
2022-11-09Pending sale$305,000
2022-11-01Contingent$305,000
2022-10-06Price change$305,000
2022-09-29Price change$315,000
2022-09-21Listed for sale$320,000
2019-01-28Sold--
2018-11-18Listed for sale$170,000
2014-12-15Sold--
2014-08-19Sold--

For Sale by Agent

AgentPatrick Maxam
BrokerageRe/Max Better Place

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