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125 S Center St, Bonham, TX, 75418

--beds
--baths
--sqft
$80,000
--price/sqft
$794/moest. monthly cost
$31,760/yrincome needed

About This Home

0.404 acers of flat, cleared land with utilities and ready to build next to multi-family housing with HWY 78 frontage. Possible multi-family zoning. Buyers to verify with City of Bonham for zoning.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-61.2 mi
5/10
Rather L High SchoolGrades 7-81.1 mi
3/10
Bonham High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Duplex,Single Family Residence

Interior

Features

  • Other

Property

Details

  • Parcel number: 000000077175

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$95$1,140
Property Taxes $57$684
Electricity $238$2,859
Total$794$9,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,222/yr
40% on housing$23,820/yr
45% on housing$21,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$168
Fannin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-22Price change$80,000
2024-12-09Price change$89,000
2024-06-23Listed for sale$90,000
2024-01-19Listing removed--
2023-05-29Listed for sale$99,000
2022-08-25Sold--
2022-08-08Pending sale$50,000
2022-06-14Listed for sale$50,000
2022-05-21Pending sale$50,000
2022-05-17Listed for sale$50,000

For Sale by Agent

AgentBhanu Kancharla
BrokerageSwagruha LLC

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