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320 W 6th St, Bonham, TX, 75418

5beds
2baths
1,495sqft
$137,000
$92price/sqft
$1,292/moest. monthly cost
$51,680/yrincome needed

About This Home

Charming Corner Lot Gem Just Minutes from Downtown Bonham! Perfectly positioned on a spacious corner lot, this beautifully updated home offers the perfect blend of modern comfort and timeless character—just minutes from Bonham’s vibrant downtown shops and restaurants. Inside, you’ll find 1,495 sqft of thoughtfully updated living space. The kitchen has been transformed with sleek new cabinetry, durable countertops, a modern sink, and luxury vinyl plank flooring. Both bathrooms have been stylishly renovated with fresh, contemporary finishes, while the entire home has been professionally repainted inside and out for a clean, inviting feel. Each room features its own mini-split unit, providing energy-efficient and customizable climate control throughout the year. Whether you're searching for a turnkey family home or a fully modernized space near the heart of Bonham, this property is a rare find. Don’t miss your chance to own a beautifully updated home with classic charm in a prime location! To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-60.5 mi
5/10
Rather L High SchoolGrades 7-80.4 mi
3/10
Bonham High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave

Bedroom

  • Level: First
  • Dimensions: 10 x 9

Bedroom

  • Level: First
  • Dimensions: 11 x 8

Bedroom

  • Level: First
  • Dimensions: 14 x 10

Bedroom

  • Level: First
  • Dimensions: 11 x 8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • High Speed Internet,Cable TV,Walk-In Closet(s)

Interior Area

  • Total interior livable area: 1,495 sqft

Kitchen

  • Level: First
  • Dimensions: 15 x 11

Laundry

  • Level: First
  • Dimensions: 5 x 4

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 20 x 14

Master Bathroom

  • Level: First
  • Dimensions: 10 x 7

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 14

Property

Details

  • Parcel number: 000000093553
  • Exclusions: Survey-If new survey is needed will be at the buyers expense. Seller Disclosure Notice-Seller not required to furnish SDN under Texas Property Code.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 9,060 sqft

Parking

  • Total spaces: 1
  • Parking features: Door-Single
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $692$8,304
Home Insurance *$163$1,956
Property Taxes $199$2,388
Electricity $238$2,859
Total$1,292$15,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,297/yr
40% on housing$38,760/yr
45% on housing$34,453/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$167
Fannin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$164,900
2026-03-09Listed for sale$174,900
2026-03-07Contingent$174,900
2025-12-10Price change$174,900
2025-12-09Listed for sale$189,900
2025-12-01Listing removed$189,900
2025-09-24Price change$189,900
2025-07-08Listed for sale$200,000
2025-05-12Listing removed$199,000
2025-04-17Pending sale$199,000
2025-04-07Contingent$199,000
2025-03-24Price change$199,000
2025-03-15Listed for sale$209,000
2025-03-09Contingent$209,000
2025-03-04Price change$209,000
2025-02-17Price change$219,000
2025-02-05Price change$229,000
2025-01-21Listed for sale$239,000
2025-01-17Listing removed$269,000
2024-12-09Price change$269,000
2024-11-01Listed for sale$275,000

For Sale by Agent

AgentSteven Robertson
BrokerageReal Estate Diplomats

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