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725 W 10th St, Bonham, TX, 75418

5beds
4baths
3,493sqft
$260,000
$74price/sqft
$2,512/moest. monthly cost
$100,480/yrincome needed

About This Home

Own a piece of history with this 1905 home that is currently undergoing renovations. With the large lot, you could easily build another property. The owner has completed all major repairs, allowing you to add your personal touch to the property. Updates include: New electrical throughout the house, new plumbing, foundation work completed 2023, new water heater 2024, 40 total new windows installed 2023, blown insulation 2023, remodeled bathroom, dining room, and kitchen including lots of upgrades. Roof replaced July 2024. This home is ready for you to make it your own.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-60.5 mi
5/10
Rather L High SchoolGrades 7-80.5 mi
3/10
Bonham High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle,Wood
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Gas Cooktop,Gas Oven,Plumbed For Gas

Bedroom

  • Level: Second
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Open Floorplan,Paneling/Wainscoting,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Number of fireplaces: 4
  • Fireplace features: Decorative,Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Gas

Interior Area

  • Total interior livable area: 3,493 sqft

Living Room

  • Level: First
  • Dimensions: 20 x 18

Master Bedroom

  • Level: Second
  • Dimensions: 18 x 16

Property

Details

  • Parcel number: 000000094124

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Fire Pit,Private Yard
  • Fencing: Back Yard,Fenced
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.79 Acres
  • Features: Interior Lot,Landscaped,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$310$3,720
Property Taxes $505$6,060
Electricity $383$4,602
Total$2,512$30,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,125/yr
40% on housing$75,360/yr
45% on housing$66,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$74This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$166
Fannin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-11Price change$280,000
2026-01-29Price change$290,000
2025-12-29Listed for sale$300,000
2024-07-22Listing removed$330,000
2024-07-19Listed for sale$330,000
2024-07-15Pending sale$330,000
2024-07-15Contingent$330,000
2024-07-03Price change$330,000
2024-06-24Listed for sale$350,000
2022-01-14Sold--
2021-10-15Pending sale$198,700
2021-10-08Contingent$198,700
2021-10-06Price change$198,700
2021-09-29Price change$210,000
2021-09-24Listed for sale$220,000
2019-05-29Listing removed$129,900
2019-04-26Pending sale$129,900
2019-04-11Price change$129,900
2019-03-31Listed for sale$132,500
2019-03-01Pending sale$132,500
2018-12-19Listed for sale$132,500

For Sale by Agent

AgentChristina Alfaro
BrokerageColdwell Banker Apex, REALTORS

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