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104 N 4th St, Trenton, TX, 75490

4beds
4baths
2,479sqft
$435,000
$175price/sqft
$3,309/moest. monthly cost
$132,360/yrincome needed

About This Home

No HOA! No PID! Stunning custom home with a bright, airy single-story floor plan designed for multi-generational living, featuring two full primary suites. The open-concept layout blends comfort and style with architectural details throughout, including elegant coffered ceilings, graceful arches, and a neutral color palette. Step through dramatic double front doors into a welcoming foyer with a private office nearby, perfect for working from home. At the heart of the home, the spacious living area offers both everyday comfort and effortless entertaining, highlighted by a cozy fireplace and easy media setup. The chef-inspired kitchen features stainless steel accents, durable quartz countertops, and an oversized island ideal for meal prep or casual gatherings. Enjoy both counter seating and a dedicated dining area, perfect for everything from homework to hosting guests. The tranquil primary suite offers a spa-inspired bath with dual vanities, a sleek glass-enclosed shower, and a generous walk-in closet. A second primary suite provides additional privacy with its own spacious layout, dual vanities, and custom shower, ideal for extended family or guests. Bedrooms throughout the home are generously sized, including two additional bedrooms, another full bath, and a convenient half bath. Situated on a corner 0.23-acre lot, the outdoor space features a covered patio, storage building, and gated side access, perfect for boat or trailer storage. With double front doors, elegant exterior lighting, professional landscaping, and a durable low-maintenance design, this home offers exceptional curb appeal and everyday functionality. Conveniently located near major thoroughfares and just minutes from Trenton ISD schools, downtown, dining, and shopping, this move-in-ready home is the perfect blend of comfort, flexibility, and convenience. Quick commute to McKinney, Sherman, Bonham & Greenville. Schedule your tour today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Trenton Elementary SchoolGrades PK-40.3 mi
3/10
Trenton Middle SchoolGrades 5-80.4 mi
7/10
Trenton High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave
  • Laundry features: Washer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 11

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 12 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12 x 12

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,In-Law Floorplan,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Wired for Sound
  • Window features: Window Coverings
  • Flooring: Luxury Vinyl Plank,Tile
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Electric,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,479 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 17 x 12

Living Room

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: First
  • Dimensions: 19 x 19

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 17 x 16

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 13

Office

  • Level: First
  • Dimensions: 11 x 11

Property

Details

  • Parcel number: 000000094452
  • Exclusions: Small plastic shed will not stay and garage workout rack or personal equipment.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Patio,Covered
  • Exterior features: Lighting,Private Yard,Rain Gutters,Storage
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot,Landscaped,Sprinkler System,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Concrete,Driveway,Garage,Garage Door Opener,Oversized,Garage Faces Side,Storage,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$326$3,912
Property Taxes $512$6,144
Electricity $272$3,266
Total$3,309$39,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,451/yr
40% on housing$99,270/yr
45% on housing$88,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 75490$240
Fannin County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 75490$164
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$450,000
2026-01-05Listing removed$469,900
2025-10-15Price change$469,900
2025-09-22Price change$475,000
2025-08-20Price change$485,000
2025-07-11Listed for sale$495,000

For Sale by Agent

AgentAlicia Purser
BrokerageKeller Williams Realty DPR

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