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209 N Elk St, Fredericksburg, TX, 78624

5beds
4baths
3,417sqft
$1,000,000
$293price/sqft
$6,839/moest. monthly cost
$273,560/yrincome needed

About This Home

Custom Modern Luxury Dream Home! Just Two Blocks from Main Street on a Picture-Perfect Corner Lot! Just at a million dollars! 209 N Elk St, Fredericksburg, TX. Step into a truly one-of-a-kind, custom-designed home where modern elegance meets Hill Country charm you can see main street and the heart of historic Fredericksburg from your house! Thoughtfully crafted with style, comfort, and functionality in mind, this stunning 5-bedroom, 4-bathroom residence sits on a beautifully landscaped corner lot and offers an effortless blend of clean lines, high-end finishes, and warm Texas hospitality. Inside, the open-concept living space is anchored by a statement designer chandelier and flows into a sleek, modern kitchen with stainless steel appliances, elegant finishes, and a stylish bar complete with built-in wine rack such a perfect way for entertaining guests and hosting gatherings. The expansive layout offers seamless transitions between living, dining, and outdoor spaces.The spacious primary suite offers a luxurious escape, while a private mother-in-law suite which is featuring its own entrance, full kitchen, living area, closet, and bathroom—adds flexibility for hosting guests or extended family. Just outside the suite, enjoy a private, fenced-in courtyard with a cozy fire pit, offering the perfect space to unwind under the stars. The backyard is a true retreat, complete with a custom privacy fence, sparkling pool, hot tub, and multiple inviting areas for outdoor entertaining. A detached, air-conditioned shed provides a versatile bonus space—ideal as a home office, art studio, gym, or creative hideaway. With a two-car garage, premium finishes throughout, and a walkable location just steps from Fredericksburg's top restaurants, boutiques, and wineries, 209 N Elk St offers a rare opportunity to own a one-of-a-kind piece of modern Hill Country luxury. A 10 star location!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
7/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Dishwasher,Dryer,Microwave,Refrigerator,Washer,Wine Refrigerator,Water Softener
  • Laundry features: Washer-Dryer Connection

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Guest Quarters,Storage Building,High Speed Internet,Ceiling Fan(s),Formal Dining Room,High Ceilings,Pantry,Storage,Walk-In Closet(s)
  • Window features: Double Pane Windows,Skylight(s),Window Treatments
  • Flooring: Concrete,Tile,Wood
  • Fireplace features: Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,417
  • Total interior livable area: 3,417 sqft

Property

Details

  • Parcel number: 2105
  • Zoning: R-1
  • Other equipment: Air Filter

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck/Patio
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Privacy
  • Waterfront features: None
  • Topography of land: Few Trees

Lot

  • Lot size: 0.25 Acres
  • Features: Few Trees,In City Limits

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$472$5,664
Property Taxes $936$11,232
Electricity $375$4,502
Total$6,839$82,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,480/yr
40% on housing$205,170/yr
45% on housing$182,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$365
Gillespie County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Sold--
2026-07-17Pending sale$1,000,000
2026-07-01Contingent$1,000,000
2026-06-30Pending sale$1,000,000
2026-06-30Contingent$1,000,000
2026-06-17Listed for sale$1,000,000
2026-06-17Listing removed$1,400,000
2026-02-18Listed for sale$1,400,000
2026-02-18Listing removed$1,400,000
2026-01-05Price change$1,400,000
2025-08-01Price change$1,499,000
2025-07-23Price change$1,674,000
2025-07-02Listed for sale$1,800,000

For Sale by Agent

AgentShelton Neffendorf
BrokerageeXp Realty LLC / Tinsley Realty Group

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