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505 E Gentry, Hamilton, TX, 76531

2beds
1baths
1,260sqft
$172,000
$137price/sqft
$1,689/moest. monthly cost
$67,560/yrincome needed

About This Home

Come home to a new construction in Hamilton, TX. Finished in 2025, this 2Br/1 Ba home features an open living, dining and kitchen area with sloped ceiling from 10 to 13 feet, ceiling fans, recessed lighting and stained concrete floors. The kitchen area features black subway tile backsplash, vented range hood and is efficiently set up and ready for your favorite appliances. White cabinetry includes a pantry unit. The area could easily handle an island. There are plenty of windows to let the sunshine in. The front bedroom features 2 windows, stained concrete floors, ceiling fan and a nice size closet. The back bedroom features stained concrete floors, sloped ceiling, recessed lighting, 1 window and a larger closet. The spacious bathroom features an oversized shower with beautiful floor to ceiling tile that matches the floor tile. The laundry area is conveniently located in the bathroom. The exterior of the home features very low maintenance siding, a metal roof and a spacious back concrete covered patio to take in the nice view to the North. The front and back yard landscaping has been started. There is a storage building with an attached covered carport and concrete driveway. Most of the perimeter is fenced with metal privacy fence. It is located a few blocks from the Pecan Creek Park and the walking path and very near the square. Owner is open to owner financing with $50,000.00 down payment. Owner is also the contractor and is open to input on other minor finishing touches a new owner may desire. A second bathroom and/or finish out on the storage building could be negotiated.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
7/10
Hamilton High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Frame,Stone Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Electric,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,260 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 16363
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: Street,Wooded

Lot

  • Lot size: 0.29 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $869$10,428
Home Insurance *$312$3,744
Property Taxes $270$3,240
Electricity $238$2,859
Total$1,689$20,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,908/yr
40% on housing$50,670/yr
45% on housing$45,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.8%
-5.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 76531$247
Hamilton County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 76531
Hamilton County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$172,000
2026-02-17Listing removed$172,000
2026-01-05Price change$172,000
2025-11-05Price change$182,000
2025-07-07Price change$200,000
2025-03-09Listed for sale$230,000

New Construction

AgentJudy Whaley
BrokerageDavidson Craig Real Estate

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