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506 NE 3rd St, Hubbard, TX, 76648

3beds
2baths
1,938sqft
$199,000
$103price/sqft
$1,463/moest. monthly cost
$58,520/yrincome needed

About This Home

What a gem! Cash buyer? Lets negotiate! Take a look at this recently remodeled Craftsman style home. As you walk up you'll notice the beautiful wood porch. Perfect for nice days and a rocker. Open the period style screen door and vintage like, front door and you're standing in a spacious receiving hall so commonly found in homes built in the forties. Turn left and you find yourself in a cozy living room that adjoins a fantastic period kitchen with some modern amenities. The kitchen features wood laminate floors, farm sink, splendid wood counters, open shelving and closed lower cabinets. Comes complete with a beautiful gas range and dishwasher. Plenty of room for a large table in the dine in area. Just off the kitchen to the rear is the pantry. Cross the hall and you're in the primary bedroom featuring a closet, ceiling fan and full bath with shower. There's one more bedroom downstairs towards the front of the house with carpeted floors and ceiling fan. Up the refinished stairway leads to an upstairs loft and bedroom with two closets. If you don't need a bedroom then use it as a craft room, quilting room or office. It'll be your house you decide what to do with it. Out the back door you'll find yourself on a large, deck style, back porch. The utility room is located here and has a separate door, comes equipped with a washer and dryer. The house features fresh carpet, vinyl siding, fresh paint, modern gas heaters, fantastic replacement windows that are triple pane and designed for efficiency and ease of use and cleaning. There are custom fitted window shades located on site that haven't been installed but will convey. Hubbard is centrally located between Waco and Corsicana on Hwy 31 and the I35 I45 corridors, allowing easy access to Dallas, Ft Worth, Austin and Houston. Come try a slower paced lifestyle. Come experience a little Americana at its finest. Mature trees on lot, pecan and crepe myrtle.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Hubbard Elementary SchoolGrades PK-51.5 mi
6/10
Hubbard High SchoolGrades 6-121.6 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Electric Water Heater,Disposal,Gas Range,Microwave,Plumbed For Gas,Water Purifier

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First
  • Dimensions: 0 x 0

Bonus Room

  • Level: Second
  • Dimensions: 14 x 10

Features

  • Built-in Features,Eat-in Kitchen,High Speed Internet,Paneling/Wainscoting,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Gas,Natural Gas,Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,938 sqft

Kitchen

  • Features: Built-in Features,Eat-in Kitchen,Pot Filler
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Other

  • Features: Solid Surface Counters,Separate Shower
  • Level: First
  • Dimensions: 0 x 0

Other

  • Features: Linen Closet
  • Level: First
  • Dimensions: 0 x 0

Utility Room

  • Features: Linen Closet
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 117377
  • Exclusions: Personal property.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: None
  • Residential vegetation: Cleared,Grassed

Lot

  • Lot size: 10,454 sqft
  • Features: Back Yard,Corner Lot,Lawn,Many Trees

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached Carport,Driveway
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$137$1,644
Property Taxes $82$984
Electricity $238$2,859
Total$1,463$17,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,160/yr
40% on housing$43,890/yr
45% on housing$39,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 76648
Hill County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 76648
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Price change$199,000
2026-05-02Listed for sale$220,000
2026-04-29Listing removed$220,000
2025-12-03Price change$220,000
2025-11-25Listed for sale$228,000
2025-10-29Listing removed$228,000
2025-06-20Price change$228,000
2025-04-30Listed for sale$237,000
2022-06-30Sold--
2022-04-22Contingent$139,000
2022-04-18Price change$139,000
2022-03-29Price change$149,000
2022-03-16Listed for sale$159,000

For Sale by Agent

AgentCraig Muirhead
BrokerageMuirhead Ranch & Realty

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