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401 E Hayes Ave, Whitney, TX, 76692

2beds
1baths
1,314sqft
$110,000
$84price/sqft
$919/moest. monthly cost
$36,760/yrincome needed

About This Home

Investor special in the heart of Whitney! This 2-bedroom, 1-bath home sits on a spacious corner lot and is packed with potential. Inside, you’ll find a flexible layout with a second living area—perfect for a game room, office, or additional lounge space. Step outside and enjoy a large fenced yard, covered patio ideal for relaxing or entertaining, plus a workshop with electricity for all your projects or storage needs. The detached carport adds convenience and extra parking. Whether you’re looking to flip, rent, or create your own cozy retreat, this property is full of opportunity and ready for your vision. Don’t miss your chance to turn this Whitney gem into something special!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
3/10
Whitney Middle SchoolGrades 6-81.0 mi
6/10
Whitney High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,314 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 104771
  • Attached to another structure: Yes
  • Exclusions: gun safe and reloading supplies

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Corner Lot,Lawn,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Carport,Detached Carport,Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$78$936
Property Taxes $47$564
Electricity $238$2,859
Total$919$11,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,508/yr
40% on housing$27,570/yr
45% on housing$24,506/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 76692$214
Hill County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 76692
Hill County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$110,000
2017-10-06Listing removed$74,900
2017-09-02Pending sale$74,900
2017-08-11Listed for sale$74,900
2016-09-27Listing removed$64,900
2016-08-23Price change$64,900
2016-06-09Price change$67,900
2016-05-12Listed for sale$74,900
2014-07-29Listing removed$43,000
2014-07-24Price change$43,000
2014-05-03Price change$45,500
2014-04-02Price change$54,000
2014-01-30Listed for sale$58,500

For Sale by Agent

AgentAmber Hill
BrokerageEG Realty

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