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505 S 4Th Street, Lometa, TX, 76853

2beds
2baths
1,666sqft
$175,000
$105price/sqft
$1,393/moest. monthly cost
$55,720/yrincome needed

About This Home

Discover this beautifully remodeled 2-bedroom, 1.5-bath home nestled in the heart of Lometa…a small, quaint town just over an hour north of Austin. Full of character, creativity, and comfort, this property offers a unique style that stands out. Step inside to find a warm, inviting space filled with repurposed materials and thoughtful touches, giving the home its unmistakable quirky charm. The standout feature is the restaurant-style kitchen—ideal for cook-at-home guests, aspiring chefs, or anyone who loves to entertain. Located right in the middle of town, you’ll enjoy true small-town convenience. It’s just a short walk to two local restaurants, and outdoor lovers will appreciate being less than 30 minutes from Colorado Bend State Park and nearby wineries, making it a great hub for weekend adventurers. In addition to its history as a successful short-term rental, this home offers versatile possibilities. It’s ideal for roommates, someone running a home-based business, or even a full-time commercial venture thanks to its parking and excellent roadside visibility. Whether you’re looking to continue its use as a rental, create a peaceful personal retreat, or build a space tailored to your lifestyle or business needs, this Lometa gem offers truly endless potential. ***All information is deemed reliable but not guaranteed. Buyer and buyers agent to confirm all informayion provided.***

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Lometa SchoolGrades PK-120.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Pier & Beam,Slab
  • Roof: Metal
  • Construction materials: Wood Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Washer,Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Hard Tile,Hardwood,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,666
  • Total interior livable area: 1,666 sqft

Property

Details

  • Parcel number: 012562

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: No

Lot

  • Lot size: 0.35 Acres
  • Features: Landscaped
  • Lot size dimensions: TBD

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Wildfire
Winter Weather
Cold Wave
Drought
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$45$540
Property Taxes $226$2,712
Electricity $238$2,859
Total$1,393$16,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,760/yr
40% on housing$41,790/yr
45% on housing$37,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 76853$477
Lampasas County$267

vs Homes Sold Last Month

Median $/sqft

ZIP 76853$200
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-14Listed for sale$175,000
2024-06-28Listing removed$199,000
2024-04-15Listed for sale$199,000

For Sale by Agent

AgentHeather N Davidson
BrokerageRE/MAX of Marble Falls

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