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302 N Arnold St, Lampasas, TX, 76550

2beds
2baths
842sqft
$179,900
$214price/sqft
$1,642/moest. monthly cost
$65,680/yrincome needed

About This Home

Charming Rock Home on Corner Lot in Quiet Neighborhood. 2BR, 1.5BA desirable rock home in a quiet, established neighborhood. Large backyard with shed/garage offers plenty of storage or workspace. The home offers a warm, inviting atmosphere. Conveniently located near shopping, dining, schools, and other city amenities. This charming rock home combines character, convenience, and comfort. Don’t miss your opportunity to make it yours!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Lampasas Middle SchoolGrades 6-80.8 mi
6/10
Lampasas High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Masonry,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator,Some Electric Appliances
  • Laundry features: Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),None,Shower Only,Separate Shower,Walk-In Closet(s),Breakfast Area
  • Flooring: Hardwood,Vinyl
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 842 sqft

Property

Details

  • Parcel number: 1781

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Awning(s),None
  • Spa features: None
  • Fencing: Back Yard,Chain Link,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 8,799 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$133$1,596
Property Taxes $362$4,344
Electricity $238$2,859
Total$1,642$19,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,297/yr
40% on housing$49,260/yr
45% on housing$43,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 76550$279
Lampasas County$267

vs Homes Sold Last Month

Median $/sqft

ZIP 76550$163
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$179,900
2026-02-20Listed for sale$185,000
2023-09-19Sold--
2023-08-20Contingent$165,000
2023-08-03Pending sale$165,000
2023-07-10Price change$165,000
2023-06-16Listed for sale$170,000
2022-08-12Sold--
2022-07-26Pending sale$165,000
2022-07-21Listed for sale$165,000
2022-07-18Pending sale$165,000
2022-07-13Price change$165,000
2022-07-02Listed for sale$175,000
2020-04-22Listing removed$113,000
2020-03-06Pending sale$113,000
2020-03-03Listed for sale$113,000

For Sale by Agent

AgentElma Garnett
BrokerageCentex Priority Real Estate

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