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239 County Road 3377, Kempner, TX, 76539

5beds
3baths
2,260sqft
$340,000
$150price/sqft
$2,447/moest. monthly cost
$97,880/yrincome needed

About This Home

Bring your horses and enjoy country living at its finest in the Chica Ranch community of Kempner, Texas! This beautiful 5-bedroom, 3-bathroom home sits on 1 acre. Inside, the home offers a functional layout with tile and vinyl flooring throughout and a cozy fireplace that adds warmth and charm to the main living area. With five bedrooms, there's plenty of space for a growing family, guests, or even a home office setup. Enjoy the freedom and flexibility of rural living with modern comforts and room to roam. Don’t miss your chance to own this horse-ready gem in Chica Ranch—schedule your showing today! *Additional 1 acre for sale with barn. Please contact agent with any questions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
6/10
Lampasas Middle SchoolGrades 6-812.6 mi
6/10
Lampasas High SchoolGrades 9-1213.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 5

Features

  • 2 Primary Baths,2 Primary Suites,Ceiling Fan(s),Granite Counters,Electric Dryer Hookup,Eat-in Kitchen,Primary Bedroom on Main
  • Window features: Blinds
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan

Interior Area

  • Total interior livable area: 2,260 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20867
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Gutters Full,Private Yard
  • Fencing: Chain Link, Partial
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 1.04 Acres
  • Features: Cleared,Few Trees

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$181$2,172
Property Taxes $299$3,588
Electricity $248$2,977
Total$2,447$29,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,897/yr
40% on housing$73,410/yr
45% on housing$65,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 76539$216
Lampasas County$266

vs Homes Sold Last Month

Median $/sqft

ZIP 76539$208
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$340,000
2026-02-18Price change$359,000
2025-11-17Price change$365,000
2025-08-15Price change$435,000
2025-06-27Listed for sale$449,000
2022-11-07Listing removed--
2022-10-07Listed for sale$395,000
2022-06-06Listing removed--
2022-06-04Price change$435,000
2022-05-25Pending sale$450,000
2022-05-18Price change$450,000
2022-04-15Listed for sale$475,000
2019-01-14Listing removed$1,580
2018-12-03Listed for rent$1,580
2012-08-08Sold--
2012-06-08Listed for sale$168,000

For Sale by Agent

AgentAshley Hill
BrokerageAll City Real Estate Ltd. Co

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