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6 Arnold Palmer Ln, Hilltop Lakes, TX, 77871

4beds
2baths
2,220sqft
$349,000
$157price/sqft
$2,751/moest. monthly cost
$110,040/yrincome needed

About This Home

Situated on nearly three-quarters of an acre beneath mature shade trees, this extensively updated home offers space, character, and meaningful improvements throughout. Inside, you’ll notice crown moulding throughout the home and elevated ceilings in multiple rooms, including distinctive ceiling treatments that give the living areas depth and dimension. The layout flows comfortably from the main living space into a well-appointed kitchen featuring new appliances and generous workspace. The primary suite includes a spacious walk-in shower and a thoughtfully designed bath layout. Major upgrades bring peace of mind, including a new roof (2022), tankless water heater, whole-home Generac generator, and a private water well dedicated to irrigation. Out back, the expansive patio and yard provide room to spread out, entertain, or simply enjoy the privacy created by established trees and the oversized lot. A rare combination of interior architectural detail, mechanical upgrades, and land — all in one property

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
6/10
Normangee Middle SchoolGrades 6-86.5 mi
7/10
Normangee High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0810066500

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Fencing: Wood

Lot

  • Lot size: 0.73 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Drought
    DroughtRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Drought
Strong Wind
Tornado
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$556$6,672
Property Taxes $188$2,256
Electricity $243$2,925
Total$2,751$33,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,320/yr
40% on housing$82,530/yr
45% on housing$73,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -7.1%
-7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 77871$322
Leon County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 77871
Leon County$106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-15Listed for sale$349,000

For Sale by Agent

AgentChase Neel
BrokerageNeel & Associates Realty

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