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142 Lakeshore Dr, Horseshoe Bay, TX, 78657

2beds
2baths
1,316sqft
$529,999
$403price/sqft
$3,437/moest. monthly cost
$137,480/yrincome needed

About This Home

Charming Lakeside Retreat on Lake LBJ | Seller Financing Available! Enjoy full time lake living or the perfect summer getaway on constant level Lake LBJ. This well maintained 2 bedroom, 2 bath home offers an attractive opportunity to own waterfront property with seller financing available with competitive interest rate for qualified buyers. Situated on a large lot with mature trees, the property provides shade, privacy, and space to relax or entertain. Enjoy a private sandy beach, lakeside campfires, and activities like kayaking, stand up paddleboarding, and volleyball in a quiet area of the lake. The home features a recent roof with new shingles, waterproof laminate flooring, and an updated kitchen with granite countertops. The lake pump was replaced in March 2026, adding peace of mind. Additional features include a two car garage, air conditioned storage bay, tool shed, boat or jet ski parking, and a fenced garden area. Residents enjoy access to a community boat ramp, five homeowner parks, pavilion, and a recreation room. Conveniently located near Highway 71 for easy access to Austin and San Antonio. Don’t miss this opportunity to own your piece of Lake LBJ. Schedule your showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

3/10
6/10
Llano Junior High SchoolGrades 6-818.7 mi
6/10
Llano High SchoolGrades 9-1219.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 1,316 sqft

Property

Details

  • Parcel number: 017266

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Channel,Lake LBJ
  • Frontage length: 78

Lot

  • Lot size: 0.56 Acres
  • Lot size dimensions: 78 FF

Parking

  • Total spaces: 2
  • Parking features: 2 Car Attached Garage,Golf Cart Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$434$5,208
Property Taxes $86$1,032
Electricity $238$2,859
Total$3,437$41,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,840/yr
40% on housing$103,110/yr
45% on housing$91,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$403This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$488
Llano County$414

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$529,999
2026-05-06Listing removed$529,999
2026-04-10Price change$529,999
2025-12-11Listed for sale$540,000
2025-11-27Listing removed$540,000
2025-10-23Listed for sale$540,000
2025-10-16Listing removed$540,000
2025-07-17Listed for sale$540,000
2025-07-17Listing removed$540,000
2025-05-15Price change$540,000
2025-04-18Listed for sale$559,995
2025-04-17Listing removed$559,995
2025-03-27Price change$559,995
2025-01-17Listed for sale$569,995
2024-12-14Listing removed$569,995
2024-11-14Price change$569,995
2024-10-10Listed for sale$590,000
2022-04-29Sold--
2022-04-09Pending sale$399,000
2022-04-05Listed for sale$399,000
2022-04-04Pending sale$399,000
2022-04-01Listed for sale$399,000

For Sale by Agent

AgentRose M Brasuel
BrokerageColeman Team Realty, LLC

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