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201 Neptune, Sargent, TX, 77414

1beds
1baths
520sqft
$124,862
$240price/sqft
$1,184/moest. monthly cost
$47,360/yrincome needed

About This Home

Experience the Sargent Salt Life! This charming waterfront retreat featuring 1 bedroom, 1 full bath, and the potential for a second bedroom. Offered mostly furnished, this home is ready for weekend getaways, full-time living, or a vacation rental. Enjoy relaxing or entertaining on the spacious deck and partially covered patio while taking in peaceful canal views. Fish right from your private pier/deck, and store all your gear in the storage shed and barn. You'll have quick access to some of the best fishing and boating on the Texas coast. You'll also appreciate the convenience of the new marina nearby for fueling up and launching your next adventure. With the recent restoration of Sargent Beach, there's never been a better time to own your own coastal escape. Located just minutes from the new Pirates Cove Marina, offering convenient access to fuel, bait, boating amenities, community events, live music, and everything that makes the Sargent coastal lifestyle so desirable."

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Van Vleck Elementary SchoolGrades PK-522.7 mi
5/10
Van Vleck Jr High SchoolGrades 6-822.7 mi
5/10
Van Vleck High SchoolGrades 9-1222.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Aluminum Siding,Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Electric Oven,Microwave,Free-Standing Range

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1 Bedroom Down - Not Primary BR
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Other,Window Unit
  • Cooling features: Other,Window Unit(s)

Interior Area

  • Total structure area: 520
  • Total interior livable area: 520 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Shower Only

Property

Details

  • Parcel number: 33530

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck,Porch
  • Has view: Yes
  • View description: Canal,Water
  • Has water view: Yes
  • Water view: Canal,Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Canal Front,Pier

Lot

  • Lot size: 5,270 sqft
  • Features: Waterfront,0 Up To 1/4 Acre
  • Lot size dimensions: 50 x 105

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Cold Wave
Heat Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$123$1,476
Property Taxes $192$2,304
Electricity $238$2,859
Total$1,184$14,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,594/yr
40% on housing$35,520/yr
45% on housing$31,573/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 77414$160
Matagorda County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 77414$142
Matagorda County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Listed for sale$124,862

For Sale by Agent

AgentMichele Meza
BrokerageCoastal Realty Specialists

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