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3274 N IH 35, Natalia, TX, 78059

4beds
2baths
1,240sqft
$284,900
$230price/sqft
$1,940/moest. monthly cost
$77,600/yrincome needed

About This Home

Cash-Flowing Duplex - Prime Investment Opportunity! This new-construction duplex is perfectly located between Lytle and Natalia, with quick access to IH-35 and local amenities. Each unit offers 2 bedrooms and 1 bathroom, single-story living with no steps and no carpet for easy maintenance. The property features separate electric meters for each unit, ensuring convenience and independence for tenants. Unit #2 is currently leased, providing immediate income, while Unit #1 is available to lease or live in. Ideal for investors or those seeking a house-hack opportunity, this turnkey duplex combines income potential, low-maintenance living, and a high-demand location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Lytle Elementary SchoolGrades 2-53.1 mi
4/10
Lytle Junior High SchoolGrades 6-83.1 mi
4/10
Lytle High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Connection,Washer Connection

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Two Central

Interior Area

  • Total interior livable area: 1,240 sqft

Property

Details

  • Parcel number: R12114

Features

  • Levels: One
  • Exterior features: Not Applicable/None

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 4
  • Parking features: Parking Pad,Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$135$1,620
Property Taxes $127$1,524
Electricity $238$2,859
Total$1,940$23,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,514/yr
40% on housing$58,200/yr
45% on housing$51,733/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 78059$198
Medina County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 78059$180
Medina County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-10Price change$284,900
2025-11-22Listed for sale$289,900
2025-11-19Contingent$289,900
2025-10-31Price change$289,900
2025-10-14Price change$294,000
2025-09-24Listed for sale$299,000
2025-04-04Sold--
2025-03-23Contingent$135,000
2025-01-02Listed for sale$135,000
2024-12-13Listing removed$137,000
2024-12-02Price change$137,000
2024-10-27Price change$138,000
2024-09-02Price change$139,000
2024-08-14Price change$145,000
2024-08-02Price change$149,000
2024-06-26Listed for sale$160,000

For Sale by Agent

AgentAngela Barcenas
BrokerageVortex Realty

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