See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

190 PRIVATE ROAD 275, Mico, TX, 78056

1beds
2baths
880sqft
$260,000
$295price/sqft
$2,050/moest. monthly cost
$82,000/yrincome needed

About This Home

Perched above Lake Medina, this gated lake-area property offers a rare blend of privacy, natural beauty, and Hill Country views. Surrounded by mature native trees, flowers and open space, the setting captures the peaceful character of lakeside living.The property features a unique combination of wooded seclusion and open landscape, creating an ideal backdrop for a custom residence, weekend retreat, or investment opportunity. The current living space, with a little TLC, offers an opportunity for you to create your special place. The oversized garage offers not only storage for recreational vehicles, but also a workshop. The colorful sunset skies stretching across the horizon, and the beautiful terrain, offers an escape to peaceful relaxation while being close to the conveniences of the city. Don't miss this opportunity to create your dream!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Potranco Elementary SchoolGrades PK-511.0 mi
6/10
5/10
Medina Valley High SchoolGrades 9-1215.9 mi

Construction

Condition

  • Property condition: As-Is,Pre-Owned
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Wood Siding,Siding,Metal Structure

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 108

Family Room

  • Area: 600

Features

  • One Living Area,Liv/Din Combo,Shop,Loft,Open Floorplan,Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: One,Kitchen
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Window Unit,Electric
  • Cooling features: Two Window/Wall

Interior Area

  • Total interior livable area: 880 sqft

Kitchen

  • Area: 143

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 81

Master Bedroom

  • Features: Ceiling Fan(s),Full Bath
  • Area: 108

Property

Details

  • Parcel number: R1418

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Medina
  • Residential vegetation: Mature Trees (ext feat)

Lot

  • Lot size: 0.68 Acres

Parking

  • Parking features: Oversized
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$114$1,368
Property Taxes $384$4,608
Electricity $238$2,859
Total$2,050$24,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,285/yr
40% on housing$61,500/yr
45% on housing$54,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 78056$201
Medina County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 78056$250
Medina County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$219,000
2026-05-14Listed for sale$260,000

For Sale by Agent

AgentSheryl Woolsey
BrokerageWoolsey Realty Company

Similar Homes