See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

481 Private Road 2610, Mico, TX, 78056

3beds
2baths
2,952sqft
$630,000
$213price/sqft
$4,714/moest. monthly cost
$188,560/yrincome needed

About This Home

Welcome to 481 PR 2610 in Mico, TX-a stunning 2,952 sq ft lakeside retreat on Medina Lake offering panoramic water views, direct lake access, and a flexible living layout perfect for families, entertainers, or weekend escapes. The main home features 3 bedrooms and 2 bathrooms, an expansive open-concept living and kitchen area filled with natural light from large windows, a chef's kitchen with granite countertops, stainless steel appliances, and generous cabinet space. The spacious master suite includes a sitting area, walk-in closet, dual vanities, and a walk-in shower. A extra lower-level family room offers additional space for relaxing or entertaining. Step outside to a screened wraparound porch that captures the breeze and lake views, extending to a guest house complete with its own living area, full kitchen, and loft-style bedroom-ideal for visitors or potential rental use. Set in the heart of the Texas Hill Country, this home provides unmatched access to boating, fishing, and water recreation, all while being just a short drive from San Antonio.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Potranco Elementary SchoolGrades PK-510.7 mi
6/10
5/10
Medina Valley High SchoolGrades 8-1215.4 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Stone,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 100

Bedroom3

  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 294

Family Room

  • Area: 340

Features

  • Two Living Area,Liv/Din Combo,Kitchen Island,Open Floorplan,Ceiling Fan(s)
  • Flooring: Carpet,Wood
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,952 sqft

Kitchen

  • Area: 168

Living Room

  • Area: 340

Master Bathroom

  • Features: Shower Only,Double Vanity
  • Area: 132

Master Bedroom

  • Features: Sitting Room,Walk-In Closet(s),Full Bath
  • Area: 368

Property

Details

  • Parcel number: R21536

Features

  • Levels: One,Multi/Split
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: County VIew
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Lake Medina
  • Residential vegetation: Mature Trees,Mature Trees (ext feat)

Lot

  • Lot size: 0.26 Acres
  • Features: Wooded

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$277$3,324
Property Taxes $928$11,136
Electricity $324$3,889
Total$4,714$56,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,622/yr
40% on housing$141,420/yr
45% on housing$125,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 78056$194
Medina County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 78056$250
Medina County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$650,000
2026-02-13Listed for sale$600,000

For Sale by Agent

AgentDayton Schrader
BrokerageeXp Realty

Similar Homes