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20559 Red Bud Ct, Thornton, TX, 76687

5beds
4baths
2,593sqft
$599,999
$231price/sqft
$5,169/moest. monthly cost
$206,760/yrincome needed

About This Home

Nestled along 189 feet of Lake Limestone waterfront, The Red Bud Lake House offers an opportunity to own a property designed for gathering and time on the water. Featuring 3 separate homes on one lakefront lot. This is a setting that lends itself to multigenerational living or weekend escapes with friends, where everyone has their own space. The main house spans 1,536 sq ft with 2 bedrooms, 2 bathrooms, & an open layout oriented toward the lake. The bunk house offers 481 sq ft with 1 bedroom, 1 bathroom, a light-filled sunroom, & an outdoor kitchen. The guest house adds 576 sq ft with 2 bedrooms & 1 full bath. Mornings begin w/sunrise views across the water, followed by days spent boating or relaxing at the dock. Evenings are made for unwinding in the hot tub, gathering around the fire pit, or enjoying the quiet of the lake. For those considering short-term rental potential, the setup lends itself to multiple income streams or a combination of personal use and rental opportunities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
Leon Elementary SchoolGrades PK-67.5 mi
5/10
Leon High SchoolGrades 7-127.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • All Bedrooms Down
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,593
  • Total interior livable area: 2,593 sqft

Kitchen

  • Features: Kitchen open to Family Room

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Double Sinks

Property

Details

  • Parcel number: 003000005600

Features

  • Stories: 1
  • Patio & porch: Patio/Deck,Porch
  • Exterior features: Outdoor Kitchen
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 0.70 Acres
  • Features: Back Yard,Waterfront,1/2 Up to 1 Acre

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$717$8,604
Property Taxes $1,135$13,620
Electricity $284$3,416
Total$5,169$62,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,222/yr
40% on housing$155,070/yr
45% on housing$137,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 15.3%
15.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 76687$201
Robertson County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 76687
Robertson County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Price change$640,000
2026-02-17Listed for sale$675,000
2025-12-10Listing removed$699,000
2025-10-16Price change$684,000
2025-07-11Listed for sale$699,000
2020-12-23Sold--
2020-11-02Pending sale$439,000
2020-10-15Listed for sale$439,000

For Sale by Agent

AgentTiffany Shannon
BrokerageSouthern District Sotheby's International Realty

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