232 S Jacobs St, Albany, TX, 76430
About This Home
Step into a home where classic craftsmanship meets everyday comfort. This one-of-a-kind residence offers 2 large bedrooms and 2 full baths downstairs, plus a finished attic that serves as the 3rd bedroom, or could be a child's playroom, and is large enough to be both. The inviting living room features a wood-burning fireplace with an insert and beautiful built-in cabinetry, creating a welcoming atmosphere the minute you walk through the stone entryway. Right off the entryway is a flex space that could work as an office, a moody library, or a creative studio. It offers approximately 2375 sq. ft. of thoughtfully designed living space filled with warmth, charm, and architectural character. Outside, shaded trees enhance the tranquility, and the large backyard features a versatile concrete pad that could serve as RV parking, a small basketball court for the kids, or a creative hangout spot for family and friends. Another bonus is the handy 19x20 storage shed with a 1-car garage space. With many updates, this home with storybook character is rich in personality, showcases timeless details, and offers an inviting atmosphere that blends old-world elegance with modern functionality. Whether you are entertaining guests, enjoying quiet evenings by the fireplace, or relaxing on the patio in the spacious backyard, every space feels warm and welcoming. This home is ideal for those who appreciate distinctive architecture and enduring craftsmanship; this one-of-a-kind property is more than a house- it is a place to call home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1921
Materials
- Construction materials: Rock,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Dimensions: 15 x 15
Features
- Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Pantry,Cable TV,Walk-In Closet(s)
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Insert
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace(s)
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total interior livable area: 2,375 sqft
Living Room
- Features: Built-in Features,Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 13 x 20
Master Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 15 x 15
Property
Details
- Parcel number: 14181
- Exclusions: Personal property
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 10,001 sqft
Parking
- Total spaces: 3
- Parking features: Concrete
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,663 | $19,956 |
| Home Insurance * | $845 | $10,140 |
| Property Taxes | $329 | $3,948 |
| Electricity | $260 | $3,129 |
| Total | $3,097 | $37,164 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for sale | $329,000 |
| 2026-08-04 | Listing removed | -- |
| 2026-04-27 | Price change | $329,000 |
| 2026-03-26 | Listed for sale | $369,000 |
| 2025-02-23 | Listing removed | $389,000 |
| 2025-01-03 | Listed for sale | $389,000 |
| 2024-12-13 | Listing removed | $389,000 |
| 2024-07-29 | Listed for sale | $389,000 |
For Sale by Agent
View on Zillow