248 S Jacobs St, Albany, TX, 76430
About This Home
Price Adjustment This one of a kind 2 bedroom, 2 bath plus loft situated on over one half acre is in walking distance of the historic Shackelford County Courthouse. Enjoy the 9 feet high ceilings, beautiful hardwood floors, and exposed limestone walls which all add some rustic charm to this unique home. Other features are 2 living areas, wood burning fireplace, crown molding, kitchen with built in wall oven, microwave and cooktop, sunroom with window seat and storage, large utility room, and new roof. Experience the serene back yard that includes the native landscaped lot behind it. It also has a covered back patio connected to the house perfect for BBQs and gatherings, a 2 car carport, and a detached shop or work area. Don't miss an opportunity to own a place in one of Texas most treasured small towns where history, charm and community come together.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Foundation: Pillar/Post/Pier,Slab
- Roof: Composition
- Construction materials: Aluminum Siding,Rock,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Gas Water Heater,Microwave
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Built-in Features,Loft,Pantry
- Window features: Shutters,Window Coverings
- Flooring: Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Den,Masonry
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,975 sqft
Living Room
- Level: First
- Dimensions: 18 x 18
Master Bedroom
- Features: Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 18 x 16
Property
Details
- Parcel number: 14183
- Exclusions: Personal Property
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Front Porch,Patio,Covered
- Fencing: Back Yard,Chain Link,Wood,Wire
- Residential vegetation: Partially Wooded
Lot
- Lot size: 0.98 Acres
- Features: Acreage,Native Plants
Parking
- Total spaces: 2
- Parking features: Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
- Cold Wave
- Drought
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $706 | $8,472 |
| Property Taxes | $194 | $2,328 |
| Electricity | $238 | $2,859 |
| Total | $2,528 | $30,336 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Price change | $285,000 |
| 2026-01-07 | Price change | $299,000 |
| 2025-07-09 | Listed for sale | $309,000 |
For Sale by Agent
View on Zillow